LTV · monthly repayment
▼ 0.50% · 3.625%
HK$72,917
−HK$4,573/mo
▼ 0.25% · 3.875%
HK$75,186
−HK$2,304/mo
Today · 4.125%
HK$77,490
baseline
▲ 0.50% · 4.625%
HK$82,205
+HK$4,715/mo
Deposit HK$15.99M · loan HK$15.99M · min. income ≈ HK$154,980/mo (50% DSR)
Upfront cash ≈ HK$17.35M (deposit + AVD stamp duty HK$1,359,055 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,120
−HK$4,383/mo
▼ 0.25% · 3.875%
HK$83,296
−HK$2,207/mo
Today · 4.125%
HK$85,503
baseline
▲ 0.50% · 4.625%
HK$90,010
+HK$4,507/mo
Deposit HK$15.99M · loan HK$15.99M · min. income ≈ HK$171,006/mo (50% DSR)
Upfront cash ≈ HK$17.35M (deposit + AVD stamp duty HK$1,359,055 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,501
−HK$5,487/mo
▼ 0.25% · 3.875%
HK$90,223
−HK$2,765/mo
Today · 4.125%
HK$92,988
baseline
▲ 0.50% · 4.625%
HK$98,646
+HK$5,658/mo
Deposit HK$12.79M · loan HK$19.19M · min. income ≈ HK$185,976/mo (50% DSR)
Upfront cash ≈ HK$14.15M (deposit + AVD stamp duty HK$1,359,055 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,344
−HK$5,259/mo
▼ 0.25% · 3.875%
HK$99,955
−HK$2,648/mo
Today · 4.125%
HK$102,603
baseline
▲ 0.50% · 4.625%
HK$108,012
+HK$5,409/mo
Deposit HK$12.79M · loan HK$19.19M · min. income ≈ HK$205,206/mo (50% DSR)
Upfront cash ≈ HK$14.15M (deposit + AVD stamp duty HK$1,359,055 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,084
−HK$6,402/mo
▼ 0.25% · 3.875%
HK$105,260
−HK$3,226/mo
Today · 4.125%
HK$108,486
baseline
▲ 0.50% · 4.625%
HK$115,087
+HK$6,601/mo
Deposit HK$9.59M · loan HK$22.38M · min. income ≈ HK$216,972/mo (50% DSR)
Upfront cash ≈ HK$10.95M (deposit + AVD stamp duty HK$1,359,055 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,568
−HK$6,136/mo
▼ 0.25% · 3.875%
HK$116,614
−HK$3,090/mo
Today · 4.125%
HK$119,704
baseline
▲ 0.50% · 4.625%
HK$126,013
+HK$6,309/mo
Deposit HK$9.59M · loan HK$22.38M · min. income ≈ HK$239,408/mo (50% DSR)
Upfront cash ≈ HK$10.95M (deposit + AVD stamp duty HK$1,359,055 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,251
−HK$8,231/mo
▼ 0.25% · 3.875%
HK$135,334
−HK$4,148/mo
Today · 4.125%
HK$139,482
baseline
▲ 0.50% · 4.625%
HK$147,969
+HK$8,487/mo
Deposit HK$3.20M · loan HK$28.78M · min. income ≈ HK$278,964/mo (50% DSR)
Upfront cash ≈ HK$4.56M (deposit + AVD stamp duty HK$1,359,055 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,016
−HK$7,889/mo
▼ 0.25% · 3.875%
HK$149,932
−HK$3,973/mo
Today · 4.125%
HK$153,905
baseline
▲ 0.50% · 4.625%
HK$162,017
+HK$8,112/mo
Deposit HK$3.20M · loan HK$28.78M · min. income ≈ HK$307,810/mo (50% DSR)
Upfront cash ≈ HK$4.56M (deposit + AVD stamp duty HK$1,359,055 · Scale 2, in force from 26 Feb 2026)