LTV · monthly repayment
▼ 0.50% · 3.625%
HK$72,918
−HK$4,572/mo
▼ 0.25% · 3.875%
HK$75,186
−HK$2,304/mo
Today · 4.125%
HK$77,490
baseline
▲ 0.50% · 4.625%
HK$82,205
+HK$4,715/mo
Deposit HK$15.99M · loan HK$15.99M · min. income ≈ HK$154,980/mo (50% DSR)
Upfront cash ≈ HK$17.35M (deposit + AVD stamp duty HK$1,359,060 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,120
−HK$4,383/mo
▼ 0.25% · 3.875%
HK$83,296
−HK$2,207/mo
Today · 4.125%
HK$85,503
baseline
▲ 0.50% · 4.625%
HK$90,010
+HK$4,507/mo
Deposit HK$15.99M · loan HK$15.99M · min. income ≈ HK$171,006/mo (50% DSR)
Upfront cash ≈ HK$17.35M (deposit + AVD stamp duty HK$1,359,060 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,501
−HK$5,487/mo
▼ 0.25% · 3.875%
HK$90,223
−HK$2,765/mo
Today · 4.125%
HK$92,988
baseline
▲ 0.50% · 4.625%
HK$98,647
+HK$5,659/mo
Deposit HK$12.79M · loan HK$19.19M · min. income ≈ HK$185,976/mo (50% DSR)
Upfront cash ≈ HK$14.15M (deposit + AVD stamp duty HK$1,359,060 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,344
−HK$5,260/mo
▼ 0.25% · 3.875%
HK$99,955
−HK$2,649/mo
Today · 4.125%
HK$102,604
baseline
▲ 0.50% · 4.625%
HK$108,012
+HK$5,408/mo
Deposit HK$12.79M · loan HK$19.19M · min. income ≈ HK$205,208/mo (50% DSR)
Upfront cash ≈ HK$14.15M (deposit + AVD stamp duty HK$1,359,060 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,085
−HK$6,401/mo
▼ 0.25% · 3.875%
HK$105,260
−HK$3,226/mo
Today · 4.125%
HK$108,486
baseline
▲ 0.50% · 4.625%
HK$115,088
+HK$6,602/mo
Deposit HK$9.59M · loan HK$22.38M · min. income ≈ HK$216,972/mo (50% DSR)
Upfront cash ≈ HK$10.95M (deposit + AVD stamp duty HK$1,359,060 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,568
−HK$6,136/mo
▼ 0.25% · 3.875%
HK$116,614
−HK$3,090/mo
Today · 4.125%
HK$119,704
baseline
▲ 0.50% · 4.625%
HK$126,014
+HK$6,310/mo
Deposit HK$9.59M · loan HK$22.38M · min. income ≈ HK$239,408/mo (50% DSR)
Upfront cash ≈ HK$10.95M (deposit + AVD stamp duty HK$1,359,060 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,252
−HK$8,231/mo
▼ 0.25% · 3.875%
HK$135,335
−HK$4,148/mo
Today · 4.125%
HK$139,483
baseline
▲ 0.50% · 4.625%
HK$147,970
+HK$8,487/mo
Deposit HK$3.20M · loan HK$28.78M · min. income ≈ HK$278,966/mo (50% DSR)
Upfront cash ≈ HK$4.56M (deposit + AVD stamp duty HK$1,359,060 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,016
−HK$7,889/mo
▼ 0.25% · 3.875%
HK$149,933
−HK$3,972/mo
Today · 4.125%
HK$153,905
baseline
▲ 0.50% · 4.625%
HK$162,018
+HK$8,113/mo
Deposit HK$3.20M · loan HK$28.78M · min. income ≈ HK$307,810/mo (50% DSR)
Upfront cash ≈ HK$4.56M (deposit + AVD stamp duty HK$1,359,060 · Scale 2, in force from 26 Feb 2026)