LTV · monthly repayment
▼ 0.50% · 3.625%
HK$72,923
−HK$4,573/mo
▼ 0.25% · 3.875%
HK$75,192
−HK$2,304/mo
Today · 4.125%
HK$77,496
baseline
▲ 0.50% · 4.625%
HK$82,212
+HK$4,716/mo
Deposit HK$15.99M · loan HK$15.99M · min. income ≈ HK$154,992/mo (50% DSR)
Upfront cash ≈ HK$17.35M (deposit + AVD stamp duty HK$1,359,162 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,126
−HK$4,383/mo
▼ 0.25% · 3.875%
HK$83,302
−HK$2,207/mo
Today · 4.125%
HK$85,509
baseline
▲ 0.50% · 4.625%
HK$90,017
+HK$4,508/mo
Deposit HK$15.99M · loan HK$15.99M · min. income ≈ HK$171,018/mo (50% DSR)
Upfront cash ≈ HK$17.35M (deposit + AVD stamp duty HK$1,359,162 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,508
−HK$5,487/mo
▼ 0.25% · 3.875%
HK$90,230
−HK$2,765/mo
Today · 4.125%
HK$92,995
baseline
▲ 0.50% · 4.625%
HK$98,654
+HK$5,659/mo
Deposit HK$12.79M · loan HK$19.19M · min. income ≈ HK$185,990/mo (50% DSR)
Upfront cash ≈ HK$14.15M (deposit + AVD stamp duty HK$1,359,162 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,352
−HK$5,259/mo
▼ 0.25% · 3.875%
HK$99,963
−HK$2,648/mo
Today · 4.125%
HK$102,611
baseline
▲ 0.50% · 4.625%
HK$108,020
+HK$5,409/mo
Deposit HK$12.79M · loan HK$19.19M · min. income ≈ HK$205,222/mo (50% DSR)
Upfront cash ≈ HK$14.15M (deposit + AVD stamp duty HK$1,359,162 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,093
−HK$6,402/mo
▼ 0.25% · 3.875%
HK$105,268
−HK$3,227/mo
Today · 4.125%
HK$108,495
baseline
▲ 0.50% · 4.625%
HK$115,096
+HK$6,601/mo
Deposit HK$9.59M · loan HK$22.39M · min. income ≈ HK$216,990/mo (50% DSR)
Upfront cash ≈ HK$10.95M (deposit + AVD stamp duty HK$1,359,162 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,577
−HK$6,136/mo
▼ 0.25% · 3.875%
HK$116,623
−HK$3,090/mo
Today · 4.125%
HK$119,713
baseline
▲ 0.50% · 4.625%
HK$126,023
+HK$6,310/mo
Deposit HK$9.59M · loan HK$22.39M · min. income ≈ HK$239,426/mo (50% DSR)
Upfront cash ≈ HK$10.95M (deposit + AVD stamp duty HK$1,359,162 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,262
−HK$8,231/mo
▼ 0.25% · 3.875%
HK$135,345
−HK$4,148/mo
Today · 4.125%
HK$139,493
baseline
▲ 0.50% · 4.625%
HK$147,981
+HK$8,488/mo
Deposit HK$3.20M · loan HK$28.78M · min. income ≈ HK$278,986/mo (50% DSR)
Upfront cash ≈ HK$4.56M (deposit + AVD stamp duty HK$1,359,162 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,027
−HK$7,890/mo
▼ 0.25% · 3.875%
HK$149,944
−HK$3,973/mo
Today · 4.125%
HK$153,917
baseline
▲ 0.50% · 4.625%
HK$162,030
+HK$8,113/mo
Deposit HK$3.20M · loan HK$28.78M · min. income ≈ HK$307,834/mo (50% DSR)
Upfront cash ≈ HK$4.56M (deposit + AVD stamp duty HK$1,359,162 · Scale 2, in force from 26 Feb 2026)