LTV · monthly repayment
▼ 0.50% · 3.625%
HK$72,924
−HK$4,573/mo
▼ 0.25% · 3.875%
HK$75,193
−HK$2,304/mo
Today · 4.125%
HK$77,497
baseline
▲ 0.50% · 4.625%
HK$82,213
+HK$4,716/mo
Deposit HK$15.99M · loan HK$15.99M · min. income ≈ HK$154,994/mo (50% DSR)
Upfront cash ≈ HK$17.35M (deposit + AVD stamp duty HK$1,359,185 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,128
−HK$4,383/mo
▼ 0.25% · 3.875%
HK$83,304
−HK$2,207/mo
Today · 4.125%
HK$85,511
baseline
▲ 0.50% · 4.625%
HK$90,018
+HK$4,507/mo
Deposit HK$15.99M · loan HK$15.99M · min. income ≈ HK$171,022/mo (50% DSR)
Upfront cash ≈ HK$17.35M (deposit + AVD stamp duty HK$1,359,185 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,509
−HK$5,488/mo
▼ 0.25% · 3.875%
HK$90,231
−HK$2,766/mo
Today · 4.125%
HK$92,997
baseline
▲ 0.50% · 4.625%
HK$98,656
+HK$5,659/mo
Deposit HK$12.79M · loan HK$19.19M · min. income ≈ HK$185,994/mo (50% DSR)
Upfront cash ≈ HK$14.15M (deposit + AVD stamp duty HK$1,359,185 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,353
−HK$5,260/mo
▼ 0.25% · 3.875%
HK$99,964
−HK$2,649/mo
Today · 4.125%
HK$102,613
baseline
▲ 0.50% · 4.625%
HK$108,022
+HK$5,409/mo
Deposit HK$12.79M · loan HK$19.19M · min. income ≈ HK$205,226/mo (50% DSR)
Upfront cash ≈ HK$14.15M (deposit + AVD stamp duty HK$1,359,185 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,094
−HK$6,402/mo
▼ 0.25% · 3.875%
HK$105,270
−HK$3,226/mo
Today · 4.125%
HK$108,496
baseline
▲ 0.50% · 4.625%
HK$115,098
+HK$6,602/mo
Deposit HK$9.59M · loan HK$22.39M · min. income ≈ HK$216,992/mo (50% DSR)
Upfront cash ≈ HK$10.95M (deposit + AVD stamp duty HK$1,359,185 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,579
−HK$6,136/mo
▼ 0.25% · 3.875%
HK$116,625
−HK$3,090/mo
Today · 4.125%
HK$119,715
baseline
▲ 0.50% · 4.625%
HK$126,026
+HK$6,311/mo
Deposit HK$9.59M · loan HK$22.39M · min. income ≈ HK$239,430/mo (50% DSR)
Upfront cash ≈ HK$10.95M (deposit + AVD stamp duty HK$1,359,185 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,264
−HK$8,231/mo
▼ 0.25% · 3.875%
HK$135,347
−HK$4,148/mo
Today · 4.125%
HK$139,495
baseline
▲ 0.50% · 4.625%
HK$147,983
+HK$8,488/mo
Deposit HK$3.20M · loan HK$28.78M · min. income ≈ HK$278,990/mo (50% DSR)
Upfront cash ≈ HK$4.56M (deposit + AVD stamp duty HK$1,359,185 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,030
−HK$7,889/mo
▼ 0.25% · 3.875%
HK$149,946
−HK$3,973/mo
Today · 4.125%
HK$153,919
baseline
▲ 0.50% · 4.625%
HK$162,033
+HK$8,114/mo
Deposit HK$3.20M · loan HK$28.78M · min. income ≈ HK$307,838/mo (50% DSR)
Upfront cash ≈ HK$4.56M (deposit + AVD stamp duty HK$1,359,185 · Scale 2, in force from 26 Feb 2026)