LTV · monthly repayment
▼ 0.50% · 3.625%
HK$72,926
−HK$4,573/mo
▼ 0.25% · 3.875%
HK$75,194
−HK$2,305/mo
Today · 4.125%
HK$77,499
baseline
▲ 0.50% · 4.625%
HK$82,215
+HK$4,716/mo
Deposit HK$15.99M · loan HK$15.99M · min. income ≈ HK$154,998/mo (50% DSR)
Upfront cash ≈ HK$17.35M (deposit + AVD stamp duty HK$1,359,211 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,129
−HK$4,383/mo
▼ 0.25% · 3.875%
HK$83,305
−HK$2,207/mo
Today · 4.125%
HK$85,512
baseline
▲ 0.50% · 4.625%
HK$90,020
+HK$4,508/mo
Deposit HK$15.99M · loan HK$15.99M · min. income ≈ HK$171,024/mo (50% DSR)
Upfront cash ≈ HK$17.35M (deposit + AVD stamp duty HK$1,359,211 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,511
−HK$5,488/mo
▼ 0.25% · 3.875%
HK$90,233
−HK$2,766/mo
Today · 4.125%
HK$92,999
baseline
▲ 0.50% · 4.625%
HK$98,657
+HK$5,658/mo
Deposit HK$12.79M · loan HK$19.19M · min. income ≈ HK$185,998/mo (50% DSR)
Upfront cash ≈ HK$14.15M (deposit + AVD stamp duty HK$1,359,211 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,355
−HK$5,260/mo
▼ 0.25% · 3.875%
HK$99,966
−HK$2,649/mo
Today · 4.125%
HK$102,615
baseline
▲ 0.50% · 4.625%
HK$108,024
+HK$5,409/mo
Deposit HK$12.79M · loan HK$19.19M · min. income ≈ HK$205,230/mo (50% DSR)
Upfront cash ≈ HK$14.15M (deposit + AVD stamp duty HK$1,359,211 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,096
−HK$6,403/mo
▼ 0.25% · 3.875%
HK$105,272
−HK$3,227/mo
Today · 4.125%
HK$108,499
baseline
▲ 0.50% · 4.625%
HK$115,100
+HK$6,601/mo
Deposit HK$9.59M · loan HK$22.39M · min. income ≈ HK$216,998/mo (50% DSR)
Upfront cash ≈ HK$10.95M (deposit + AVD stamp duty HK$1,359,211 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,581
−HK$6,136/mo
▼ 0.25% · 3.875%
HK$116,627
−HK$3,090/mo
Today · 4.125%
HK$119,717
baseline
▲ 0.50% · 4.625%
HK$126,028
+HK$6,311/mo
Deposit HK$9.59M · loan HK$22.39M · min. income ≈ HK$239,434/mo (50% DSR)
Upfront cash ≈ HK$10.95M (deposit + AVD stamp duty HK$1,359,211 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,267
−HK$8,231/mo
▼ 0.25% · 3.875%
HK$135,350
−HK$4,148/mo
Today · 4.125%
HK$139,498
baseline
▲ 0.50% · 4.625%
HK$147,986
+HK$8,488/mo
Deposit HK$3.20M · loan HK$28.78M · min. income ≈ HK$278,996/mo (50% DSR)
Upfront cash ≈ HK$4.56M (deposit + AVD stamp duty HK$1,359,211 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,033
−HK$7,889/mo
▼ 0.25% · 3.875%
HK$149,949
−HK$3,973/mo
Today · 4.125%
HK$153,922
baseline
▲ 0.50% · 4.625%
HK$162,036
+HK$8,114/mo
Deposit HK$3.20M · loan HK$28.78M · min. income ≈ HK$307,844/mo (50% DSR)
Upfront cash ≈ HK$4.56M (deposit + AVD stamp duty HK$1,359,211 · Scale 2, in force from 26 Feb 2026)