LTV · monthly repayment
▼ 0.50% · 3.625%
HK$72,928
−HK$4,573/mo
▼ 0.25% · 3.875%
HK$75,196
−HK$2,305/mo
Today · 4.125%
HK$77,501
baseline
▲ 0.50% · 4.625%
HK$82,216
+HK$4,715/mo
Deposit HK$15.99M · loan HK$15.99M · min. income ≈ HK$155,002/mo (50% DSR)
Upfront cash ≈ HK$17.35M (deposit + AVD stamp duty HK$1,359,242 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,131
−HK$4,383/mo
▼ 0.25% · 3.875%
HK$83,307
−HK$2,207/mo
Today · 4.125%
HK$85,514
baseline
▲ 0.50% · 4.625%
HK$90,022
+HK$4,508/mo
Deposit HK$15.99M · loan HK$15.99M · min. income ≈ HK$171,028/mo (50% DSR)
Upfront cash ≈ HK$17.35M (deposit + AVD stamp duty HK$1,359,242 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,513
−HK$5,488/mo
▼ 0.25% · 3.875%
HK$90,235
−HK$2,766/mo
Today · 4.125%
HK$93,001
baseline
▲ 0.50% · 4.625%
HK$98,660
+HK$5,659/mo
Deposit HK$12.79M · loan HK$19.19M · min. income ≈ HK$186,002/mo (50% DSR)
Upfront cash ≈ HK$14.15M (deposit + AVD stamp duty HK$1,359,242 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,357
−HK$5,260/mo
▼ 0.25% · 3.875%
HK$99,968
−HK$2,649/mo
Today · 4.125%
HK$102,617
baseline
▲ 0.50% · 4.625%
HK$108,026
+HK$5,409/mo
Deposit HK$12.79M · loan HK$19.19M · min. income ≈ HK$205,234/mo (50% DSR)
Upfront cash ≈ HK$14.15M (deposit + AVD stamp duty HK$1,359,242 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,099
−HK$6,402/mo
▼ 0.25% · 3.875%
HK$105,274
−HK$3,227/mo
Today · 4.125%
HK$108,501
baseline
▲ 0.50% · 4.625%
HK$115,103
+HK$6,602/mo
Deposit HK$9.59M · loan HK$22.39M · min. income ≈ HK$217,002/mo (50% DSR)
Upfront cash ≈ HK$10.95M (deposit + AVD stamp duty HK$1,359,242 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,584
−HK$6,136/mo
▼ 0.25% · 3.875%
HK$116,630
−HK$3,090/mo
Today · 4.125%
HK$119,720
baseline
▲ 0.50% · 4.625%
HK$126,031
+HK$6,311/mo
Deposit HK$9.59M · loan HK$22.39M · min. income ≈ HK$239,440/mo (50% DSR)
Upfront cash ≈ HK$10.95M (deposit + AVD stamp duty HK$1,359,242 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,270
−HK$8,231/mo
▼ 0.25% · 3.875%
HK$135,353
−HK$4,148/mo
Today · 4.125%
HK$139,501
baseline
▲ 0.50% · 4.625%
HK$147,990
+HK$8,489/mo
Deposit HK$3.20M · loan HK$28.78M · min. income ≈ HK$279,002/mo (50% DSR)
Upfront cash ≈ HK$4.56M (deposit + AVD stamp duty HK$1,359,242 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,036
−HK$7,890/mo
▼ 0.25% · 3.875%
HK$149,953
−HK$3,973/mo
Today · 4.125%
HK$153,926
baseline
▲ 0.50% · 4.625%
HK$162,040
+HK$8,114/mo
Deposit HK$3.20M · loan HK$28.78M · min. income ≈ HK$307,852/mo (50% DSR)
Upfront cash ≈ HK$4.56M (deposit + AVD stamp duty HK$1,359,242 · Scale 2, in force from 26 Feb 2026)