LTV · monthly repayment
▼ 0.50% · 3.625%
HK$72,930
−HK$4,574/mo
▼ 0.25% · 3.875%
HK$75,199
−HK$2,305/mo
Today · 4.125%
HK$77,504
baseline
▲ 0.50% · 4.625%
HK$82,220
+HK$4,716/mo
Deposit HK$15.99M · loan HK$15.99M · min. income ≈ HK$155,008/mo (50% DSR)
Upfront cash ≈ HK$17.35M (deposit + AVD stamp duty HK$1,359,294 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,134
−HK$4,384/mo
▼ 0.25% · 3.875%
HK$83,310
−HK$2,208/mo
Today · 4.125%
HK$85,518
baseline
▲ 0.50% · 4.625%
HK$90,025
+HK$4,507/mo
Deposit HK$15.99M · loan HK$15.99M · min. income ≈ HK$171,036/mo (50% DSR)
Upfront cash ≈ HK$17.35M (deposit + AVD stamp duty HK$1,359,294 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,516
−HK$5,488/mo
▼ 0.25% · 3.875%
HK$90,239
−HK$2,765/mo
Today · 4.125%
HK$93,004
baseline
▲ 0.50% · 4.625%
HK$98,664
+HK$5,660/mo
Deposit HK$12.79M · loan HK$19.19M · min. income ≈ HK$186,008/mo (50% DSR)
Upfront cash ≈ HK$14.15M (deposit + AVD stamp duty HK$1,359,294 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,361
−HK$5,260/mo
▼ 0.25% · 3.875%
HK$99,972
−HK$2,649/mo
Today · 4.125%
HK$102,621
baseline
▲ 0.50% · 4.625%
HK$108,031
+HK$5,410/mo
Deposit HK$12.79M · loan HK$19.19M · min. income ≈ HK$205,242/mo (50% DSR)
Upfront cash ≈ HK$14.15M (deposit + AVD stamp duty HK$1,359,294 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,102
−HK$6,403/mo
▼ 0.25% · 3.875%
HK$105,278
−HK$3,227/mo
Today · 4.125%
HK$108,505
baseline
▲ 0.50% · 4.625%
HK$115,107
+HK$6,602/mo
Deposit HK$9.60M · loan HK$22.39M · min. income ≈ HK$217,010/mo (50% DSR)
Upfront cash ≈ HK$10.95M (deposit + AVD stamp duty HK$1,359,294 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,588
−HK$6,137/mo
▼ 0.25% · 3.875%
HK$116,634
−HK$3,091/mo
Today · 4.125%
HK$119,725
baseline
▲ 0.50% · 4.625%
HK$126,036
+HK$6,311/mo
Deposit HK$9.60M · loan HK$22.39M · min. income ≈ HK$239,450/mo (50% DSR)
Upfront cash ≈ HK$10.95M (deposit + AVD stamp duty HK$1,359,294 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,275
−HK$8,232/mo
▼ 0.25% · 3.875%
HK$135,358
−HK$4,149/mo
Today · 4.125%
HK$139,507
baseline
▲ 0.50% · 4.625%
HK$147,995
+HK$8,488/mo
Deposit HK$3.20M · loan HK$28.79M · min. income ≈ HK$279,014/mo (50% DSR)
Upfront cash ≈ HK$4.56M (deposit + AVD stamp duty HK$1,359,294 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,042
−HK$7,890/mo
▼ 0.25% · 3.875%
HK$149,958
−HK$3,974/mo
Today · 4.125%
HK$153,932
baseline
▲ 0.50% · 4.625%
HK$162,046
+HK$8,114/mo
Deposit HK$3.20M · loan HK$28.79M · min. income ≈ HK$307,864/mo (50% DSR)
Upfront cash ≈ HK$4.56M (deposit + AVD stamp duty HK$1,359,294 · Scale 2, in force from 26 Feb 2026)