LTV · monthly repayment
▼ 0.50% · 3.625%
HK$72,935
−HK$4,573/mo
▼ 0.25% · 3.875%
HK$75,203
−HK$2,305/mo
Today · 4.125%
HK$77,508
baseline
▲ 0.50% · 4.625%
HK$82,225
+HK$4,717/mo
Deposit HK$15.99M · loan HK$15.99M · min. income ≈ HK$155,016/mo (50% DSR)
Upfront cash ≈ HK$17.35M (deposit + AVD stamp duty HK$1,359,376 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,139
−HK$4,384/mo
▼ 0.25% · 3.875%
HK$83,315
−HK$2,208/mo
Today · 4.125%
HK$85,523
baseline
▲ 0.50% · 4.625%
HK$90,031
+HK$4,508/mo
Deposit HK$15.99M · loan HK$15.99M · min. income ≈ HK$171,046/mo (50% DSR)
Upfront cash ≈ HK$17.35M (deposit + AVD stamp duty HK$1,359,376 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,522
−HK$5,488/mo
▼ 0.25% · 3.875%
HK$90,244
−HK$2,766/mo
Today · 4.125%
HK$93,010
baseline
▲ 0.50% · 4.625%
HK$98,669
+HK$5,659/mo
Deposit HK$12.79M · loan HK$19.19M · min. income ≈ HK$186,020/mo (50% DSR)
Upfront cash ≈ HK$14.15M (deposit + AVD stamp duty HK$1,359,376 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,367
−HK$5,260/mo
▼ 0.25% · 3.875%
HK$99,978
−HK$2,649/mo
Today · 4.125%
HK$102,627
baseline
▲ 0.50% · 4.625%
HK$108,037
+HK$5,410/mo
Deposit HK$12.79M · loan HK$19.19M · min. income ≈ HK$205,254/mo (50% DSR)
Upfront cash ≈ HK$14.15M (deposit + AVD stamp duty HK$1,359,376 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,109
−HK$6,403/mo
▼ 0.25% · 3.875%
HK$105,285
−HK$3,227/mo
Today · 4.125%
HK$108,512
baseline
▲ 0.50% · 4.625%
HK$115,114
+HK$6,602/mo
Deposit HK$9.60M · loan HK$22.39M · min. income ≈ HK$217,024/mo (50% DSR)
Upfront cash ≈ HK$10.95M (deposit + AVD stamp duty HK$1,359,376 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,595
−HK$6,137/mo
▼ 0.25% · 3.875%
HK$116,641
−HK$3,091/mo
Today · 4.125%
HK$119,732
baseline
▲ 0.50% · 4.625%
HK$126,043
+HK$6,311/mo
Deposit HK$9.60M · loan HK$22.39M · min. income ≈ HK$239,464/mo (50% DSR)
Upfront cash ≈ HK$10.95M (deposit + AVD stamp duty HK$1,359,376 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,282
−HK$8,233/mo
▼ 0.25% · 3.875%
HK$135,366
−HK$4,149/mo
Today · 4.125%
HK$139,515
baseline
▲ 0.50% · 4.625%
HK$148,004
+HK$8,489/mo
Deposit HK$3.20M · loan HK$28.79M · min. income ≈ HK$279,030/mo (50% DSR)
Upfront cash ≈ HK$4.56M (deposit + AVD stamp duty HK$1,359,376 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,050
−HK$7,891/mo
▼ 0.25% · 3.875%
HK$149,967
−HK$3,974/mo
Today · 4.125%
HK$153,941
baseline
▲ 0.50% · 4.625%
HK$162,056
+HK$8,115/mo
Deposit HK$3.20M · loan HK$28.79M · min. income ≈ HK$307,882/mo (50% DSR)
Upfront cash ≈ HK$4.56M (deposit + AVD stamp duty HK$1,359,376 · Scale 2, in force from 26 Feb 2026)