LTV · monthly repayment
▼ 0.50% · 3.625%
HK$72,944
−HK$4,574/mo
▼ 0.25% · 3.875%
HK$75,213
−HK$2,305/mo
Today · 4.125%
HK$77,518
baseline
▲ 0.50% · 4.625%
HK$82,235
+HK$4,717/mo
Deposit HK$15.99M · loan HK$15.99M · min. income ≈ HK$155,036/mo (50% DSR)
Upfront cash ≈ HK$17.35M (deposit + AVD stamp duty HK$1,359,552 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,150
−HK$4,384/mo
▼ 0.25% · 3.875%
HK$83,326
−HK$2,208/mo
Today · 4.125%
HK$85,534
baseline
▲ 0.50% · 4.625%
HK$90,043
+HK$4,509/mo
Deposit HK$15.99M · loan HK$15.99M · min. income ≈ HK$171,068/mo (50% DSR)
Upfront cash ≈ HK$17.35M (deposit + AVD stamp duty HK$1,359,552 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,533
−HK$5,489/mo
▼ 0.25% · 3.875%
HK$90,256
−HK$2,766/mo
Today · 4.125%
HK$93,022
baseline
▲ 0.50% · 4.625%
HK$98,682
+HK$5,660/mo
Deposit HK$12.80M · loan HK$19.19M · min. income ≈ HK$186,044/mo (50% DSR)
Upfront cash ≈ HK$14.16M (deposit + AVD stamp duty HK$1,359,552 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,380
−HK$5,261/mo
▼ 0.25% · 3.875%
HK$99,991
−HK$2,650/mo
Today · 4.125%
HK$102,641
baseline
▲ 0.50% · 4.625%
HK$108,051
+HK$5,410/mo
Deposit HK$12.80M · loan HK$19.19M · min. income ≈ HK$205,282/mo (50% DSR)
Upfront cash ≈ HK$14.16M (deposit + AVD stamp duty HK$1,359,552 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,122
−HK$6,404/mo
▼ 0.25% · 3.875%
HK$105,298
−HK$3,228/mo
Today · 4.125%
HK$108,526
baseline
▲ 0.50% · 4.625%
HK$115,129
+HK$6,603/mo
Deposit HK$9.60M · loan HK$22.39M · min. income ≈ HK$217,052/mo (50% DSR)
Upfront cash ≈ HK$10.96M (deposit + AVD stamp duty HK$1,359,552 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,610
−HK$6,137/mo
▼ 0.25% · 3.875%
HK$116,656
−HK$3,091/mo
Today · 4.125%
HK$119,747
baseline
▲ 0.50% · 4.625%
HK$126,060
+HK$6,313/mo
Deposit HK$9.60M · loan HK$22.39M · min. income ≈ HK$239,494/mo (50% DSR)
Upfront cash ≈ HK$10.96M (deposit + AVD stamp duty HK$1,359,552 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,299
−HK$8,234/mo
▼ 0.25% · 3.875%
HK$135,384
−HK$4,149/mo
Today · 4.125%
HK$139,533
baseline
▲ 0.50% · 4.625%
HK$148,023
+HK$8,490/mo
Deposit HK$3.20M · loan HK$28.79M · min. income ≈ HK$279,066/mo (50% DSR)
Upfront cash ≈ HK$4.56M (deposit + AVD stamp duty HK$1,359,552 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,069
−HK$7,892/mo
▼ 0.25% · 3.875%
HK$149,987
−HK$3,974/mo
Today · 4.125%
HK$153,961
baseline
▲ 0.50% · 4.625%
HK$162,077
+HK$8,116/mo
Deposit HK$3.20M · loan HK$28.79M · min. income ≈ HK$307,922/mo (50% DSR)
Upfront cash ≈ HK$4.56M (deposit + AVD stamp duty HK$1,359,552 · Scale 2, in force from 26 Feb 2026)