LTV · monthly repayment
▼ 0.50% · 3.625%
HK$72,956
−HK$4,575/mo
▼ 0.25% · 3.875%
HK$75,225
−HK$2,306/mo
Today · 4.125%
HK$77,531
baseline
▲ 0.50% · 4.625%
HK$82,248
+HK$4,717/mo
Deposit HK$16.00M · loan HK$16.00M · min. income ≈ HK$155,062/mo (50% DSR)
Upfront cash ≈ HK$17.36M (deposit + AVD stamp duty HK$1,359,766 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,162
−HK$4,385/mo
▼ 0.25% · 3.875%
HK$83,339
−HK$2,208/mo
Today · 4.125%
HK$85,547
baseline
▲ 0.50% · 4.625%
HK$90,057
+HK$4,510/mo
Deposit HK$16.00M · loan HK$16.00M · min. income ≈ HK$171,094/mo (50% DSR)
Upfront cash ≈ HK$17.36M (deposit + AVD stamp duty HK$1,359,766 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,547
−HK$5,490/mo
▼ 0.25% · 3.875%
HK$90,270
−HK$2,767/mo
Today · 4.125%
HK$93,037
baseline
▲ 0.50% · 4.625%
HK$98,698
+HK$5,661/mo
Deposit HK$12.80M · loan HK$19.20M · min. income ≈ HK$186,074/mo (50% DSR)
Upfront cash ≈ HK$14.16M (deposit + AVD stamp duty HK$1,359,766 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,395
−HK$5,262/mo
▼ 0.25% · 3.875%
HK$100,007
−HK$2,650/mo
Today · 4.125%
HK$102,657
baseline
▲ 0.50% · 4.625%
HK$108,068
+HK$5,411/mo
Deposit HK$12.80M · loan HK$19.20M · min. income ≈ HK$205,314/mo (50% DSR)
Upfront cash ≈ HK$14.16M (deposit + AVD stamp duty HK$1,359,766 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,138
−HK$6,405/mo
▼ 0.25% · 3.875%
HK$105,315
−HK$3,228/mo
Today · 4.125%
HK$108,543
baseline
▲ 0.50% · 4.625%
HK$115,147
+HK$6,604/mo
Deposit HK$9.60M · loan HK$22.40M · min. income ≈ HK$217,086/mo (50% DSR)
Upfront cash ≈ HK$10.96M (deposit + AVD stamp duty HK$1,359,766 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,627
−HK$6,139/mo
▼ 0.25% · 3.875%
HK$116,675
−HK$3,091/mo
Today · 4.125%
HK$119,766
baseline
▲ 0.50% · 4.625%
HK$126,079
+HK$6,313/mo
Deposit HK$9.60M · loan HK$22.40M · min. income ≈ HK$239,532/mo (50% DSR)
Upfront cash ≈ HK$10.96M (deposit + AVD stamp duty HK$1,359,766 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,320
−HK$8,235/mo
▼ 0.25% · 3.875%
HK$135,405
−HK$4,150/mo
Today · 4.125%
HK$139,555
baseline
▲ 0.50% · 4.625%
HK$148,047
+HK$8,492/mo
Deposit HK$3.20M · loan HK$28.80M · min. income ≈ HK$279,110/mo (50% DSR)
Upfront cash ≈ HK$4.56M (deposit + AVD stamp duty HK$1,359,766 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,092
−HK$7,893/mo
▼ 0.25% · 3.875%
HK$150,010
−HK$3,975/mo
Today · 4.125%
HK$153,985
baseline
▲ 0.50% · 4.625%
HK$162,102
+HK$8,117/mo
Deposit HK$3.20M · loan HK$28.80M · min. income ≈ HK$307,970/mo (50% DSR)
Upfront cash ≈ HK$4.56M (deposit + AVD stamp duty HK$1,359,766 · Scale 2, in force from 26 Feb 2026)