LTV · monthly repayment
▼ 0.50% · 3.625%
HK$72,984
−HK$4,577/mo
▼ 0.25% · 3.875%
HK$75,255
−HK$2,306/mo
Today · 4.125%
HK$77,561
baseline
▲ 0.50% · 4.625%
HK$82,281
+HK$4,720/mo
Deposit HK$16.00M · loan HK$16.00M · min. income ≈ HK$155,122/mo (50% DSR)
Upfront cash ≈ HK$17.36M (deposit + AVD stamp duty HK$1,360,303 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,194
−HK$4,387/mo
▼ 0.25% · 3.875%
HK$83,372
−HK$2,209/mo
Today · 4.125%
HK$85,581
baseline
▲ 0.50% · 4.625%
HK$90,092
+HK$4,511/mo
Deposit HK$16.00M · loan HK$16.00M · min. income ≈ HK$171,162/mo (50% DSR)
Upfront cash ≈ HK$17.36M (deposit + AVD stamp duty HK$1,360,303 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,581
−HK$5,492/mo
▼ 0.25% · 3.875%
HK$90,306
−HK$2,767/mo
Today · 4.125%
HK$93,073
baseline
▲ 0.50% · 4.625%
HK$98,737
+HK$5,664/mo
Deposit HK$12.80M · loan HK$19.20M · min. income ≈ HK$186,146/mo (50% DSR)
Upfront cash ≈ HK$14.16M (deposit + AVD stamp duty HK$1,360,303 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,433
−HK$5,264/mo
▼ 0.25% · 3.875%
HK$100,046
−HK$2,651/mo
Today · 4.125%
HK$102,697
baseline
▲ 0.50% · 4.625%
HK$108,111
+HK$5,414/mo
Deposit HK$12.80M · loan HK$19.20M · min. income ≈ HK$205,394/mo (50% DSR)
Upfront cash ≈ HK$14.16M (deposit + AVD stamp duty HK$1,360,303 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,178
−HK$6,408/mo
▼ 0.25% · 3.875%
HK$105,357
−HK$3,229/mo
Today · 4.125%
HK$108,586
baseline
▲ 0.50% · 4.625%
HK$115,193
+HK$6,607/mo
Deposit HK$9.60M · loan HK$22.40M · min. income ≈ HK$217,172/mo (50% DSR)
Upfront cash ≈ HK$10.96M (deposit + AVD stamp duty HK$1,360,303 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,672
−HK$6,142/mo
▼ 0.25% · 3.875%
HK$116,721
−HK$3,093/mo
Today · 4.125%
HK$119,814
baseline
▲ 0.50% · 4.625%
HK$126,129
+HK$6,315/mo
Deposit HK$9.60M · loan HK$22.40M · min. income ≈ HK$239,628/mo (50% DSR)
Upfront cash ≈ HK$10.96M (deposit + AVD stamp duty HK$1,360,303 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,372
−HK$8,238/mo
▼ 0.25% · 3.875%
HK$135,458
−HK$4,152/mo
Today · 4.125%
HK$139,610
baseline
▲ 0.50% · 4.625%
HK$148,105
+HK$8,495/mo
Deposit HK$3.20M · loan HK$28.81M · min. income ≈ HK$279,220/mo (50% DSR)
Upfront cash ≈ HK$4.56M (deposit + AVD stamp duty HK$1,360,303 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,150
−HK$7,896/mo
▼ 0.25% · 3.875%
HK$150,070
−HK$3,976/mo
Today · 4.125%
HK$154,046
baseline
▲ 0.50% · 4.625%
HK$162,166
+HK$8,120/mo
Deposit HK$3.20M · loan HK$28.81M · min. income ≈ HK$308,092/mo (50% DSR)
Upfront cash ≈ HK$4.56M (deposit + AVD stamp duty HK$1,360,303 · Scale 2, in force from 26 Feb 2026)