LTV · monthly repayment
▼ 0.50% · 3.625%
HK$72,987
−HK$4,576/mo
▼ 0.25% · 3.875%
HK$75,257
−HK$2,306/mo
Today · 4.125%
HK$77,563
baseline
▲ 0.50% · 4.625%
HK$82,283
+HK$4,720/mo
Deposit HK$16.00M · loan HK$16.00M · min. income ≈ HK$155,126/mo (50% DSR)
Upfront cash ≈ HK$17.36M (deposit + AVD stamp duty HK$1,360,342 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,197
−HK$4,387/mo
▼ 0.25% · 3.875%
HK$83,374
−HK$2,210/mo
Today · 4.125%
HK$85,584
baseline
▲ 0.50% · 4.625%
HK$90,095
+HK$4,511/mo
Deposit HK$16.00M · loan HK$16.00M · min. income ≈ HK$171,168/mo (50% DSR)
Upfront cash ≈ HK$17.36M (deposit + AVD stamp duty HK$1,360,342 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,584
−HK$5,492/mo
▼ 0.25% · 3.875%
HK$90,308
−HK$2,768/mo
Today · 4.125%
HK$93,076
baseline
▲ 0.50% · 4.625%
HK$98,740
+HK$5,664/mo
Deposit HK$12.80M · loan HK$19.20M · min. income ≈ HK$186,152/mo (50% DSR)
Upfront cash ≈ HK$14.16M (deposit + AVD stamp duty HK$1,360,342 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,436
−HK$5,264/mo
▼ 0.25% · 3.875%
HK$100,049
−HK$2,651/mo
Today · 4.125%
HK$102,700
baseline
▲ 0.50% · 4.625%
HK$108,114
+HK$5,414/mo
Deposit HK$12.80M · loan HK$19.20M · min. income ≈ HK$205,400/mo (50% DSR)
Upfront cash ≈ HK$14.16M (deposit + AVD stamp duty HK$1,360,342 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,181
−HK$6,408/mo
▼ 0.25% · 3.875%
HK$105,360
−HK$3,229/mo
Today · 4.125%
HK$108,589
baseline
▲ 0.50% · 4.625%
HK$115,196
+HK$6,607/mo
Deposit HK$9.60M · loan HK$22.41M · min. income ≈ HK$217,178/mo (50% DSR)
Upfront cash ≈ HK$10.96M (deposit + AVD stamp duty HK$1,360,342 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,675
−HK$6,142/mo
▼ 0.25% · 3.875%
HK$116,724
−HK$3,093/mo
Today · 4.125%
HK$119,817
baseline
▲ 0.50% · 4.625%
HK$126,133
+HK$6,316/mo
Deposit HK$9.60M · loan HK$22.41M · min. income ≈ HK$239,634/mo (50% DSR)
Upfront cash ≈ HK$10.96M (deposit + AVD stamp duty HK$1,360,342 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,376
−HK$8,238/mo
▼ 0.25% · 3.875%
HK$135,462
−HK$4,152/mo
Today · 4.125%
HK$139,614
baseline
▲ 0.50% · 4.625%
HK$148,109
+HK$8,495/mo
Deposit HK$3.20M · loan HK$28.81M · min. income ≈ HK$279,228/mo (50% DSR)
Upfront cash ≈ HK$4.56M (deposit + AVD stamp duty HK$1,360,342 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,154
−HK$7,896/mo
▼ 0.25% · 3.875%
HK$150,074
−HK$3,976/mo
Today · 4.125%
HK$154,050
baseline
▲ 0.50% · 4.625%
HK$162,171
+HK$8,121/mo
Deposit HK$3.20M · loan HK$28.81M · min. income ≈ HK$308,100/mo (50% DSR)
Upfront cash ≈ HK$4.56M (deposit + AVD stamp duty HK$1,360,342 · Scale 2, in force from 26 Feb 2026)