LTV · monthly repayment
▼ 0.50% · 3.625%
HK$73,004
−HK$4,578/mo
▼ 0.25% · 3.875%
HK$75,275
−HK$2,307/mo
Today · 4.125%
HK$77,582
baseline
▲ 0.50% · 4.625%
HK$82,303
+HK$4,721/mo
Deposit HK$16.01M · loan HK$16.01M · min. income ≈ HK$155,164/mo (50% DSR)
Upfront cash ≈ HK$17.37M (deposit + AVD stamp duty HK$1,360,669 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,216
−HK$4,388/mo
▼ 0.25% · 3.875%
HK$83,394
−HK$2,210/mo
Today · 4.125%
HK$85,604
baseline
▲ 0.50% · 4.625%
HK$90,116
+HK$4,512/mo
Deposit HK$16.01M · loan HK$16.01M · min. income ≈ HK$171,208/mo (50% DSR)
Upfront cash ≈ HK$17.37M (deposit + AVD stamp duty HK$1,360,669 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,605
−HK$5,493/mo
▼ 0.25% · 3.875%
HK$90,330
−HK$2,768/mo
Today · 4.125%
HK$93,098
baseline
▲ 0.50% · 4.625%
HK$98,763
+HK$5,665/mo
Deposit HK$12.81M · loan HK$19.21M · min. income ≈ HK$186,196/mo (50% DSR)
Upfront cash ≈ HK$14.17M (deposit + AVD stamp duty HK$1,360,669 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,460
−HK$5,265/mo
▼ 0.25% · 3.875%
HK$100,073
−HK$2,652/mo
Today · 4.125%
HK$102,725
baseline
▲ 0.50% · 4.625%
HK$108,140
+HK$5,415/mo
Deposit HK$12.81M · loan HK$19.21M · min. income ≈ HK$205,450/mo (50% DSR)
Upfront cash ≈ HK$14.17M (deposit + AVD stamp duty HK$1,360,669 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,206
−HK$6,409/mo
▼ 0.25% · 3.875%
HK$105,385
−HK$3,230/mo
Today · 4.125%
HK$108,615
baseline
▲ 0.50% · 4.625%
HK$115,224
+HK$6,609/mo
Deposit HK$9.60M · loan HK$22.41M · min. income ≈ HK$217,230/mo (50% DSR)
Upfront cash ≈ HK$10.97M (deposit + AVD stamp duty HK$1,360,669 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,703
−HK$6,143/mo
▼ 0.25% · 3.875%
HK$116,752
−HK$3,094/mo
Today · 4.125%
HK$119,846
baseline
▲ 0.50% · 4.625%
HK$126,163
+HK$6,317/mo
Deposit HK$9.60M · loan HK$22.41M · min. income ≈ HK$239,692/mo (50% DSR)
Upfront cash ≈ HK$10.97M (deposit + AVD stamp duty HK$1,360,669 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,407
−HK$8,241/mo
▼ 0.25% · 3.875%
HK$135,495
−HK$4,153/mo
Today · 4.125%
HK$139,648
baseline
▲ 0.50% · 4.625%
HK$148,145
+HK$8,497/mo
Deposit HK$3.20M · loan HK$28.81M · min. income ≈ HK$279,296/mo (50% DSR)
Upfront cash ≈ HK$4.56M (deposit + AVD stamp duty HK$1,360,669 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,189
−HK$7,898/mo
▼ 0.25% · 3.875%
HK$150,110
−HK$3,977/mo
Today · 4.125%
HK$154,087
baseline
▲ 0.50% · 4.625%
HK$162,210
+HK$8,123/mo
Deposit HK$3.20M · loan HK$28.81M · min. income ≈ HK$308,174/mo (50% DSR)
Upfront cash ≈ HK$4.56M (deposit + AVD stamp duty HK$1,360,669 · Scale 2, in force from 26 Feb 2026)