LTV · monthly repayment
▼ 0.50% · 3.625%
HK$73,011
−HK$4,578/mo
▼ 0.25% · 3.875%
HK$75,282
−HK$2,307/mo
Today · 4.125%
HK$77,589
baseline
▲ 0.50% · 4.625%
HK$82,311
+HK$4,722/mo
Deposit HK$16.01M · loan HK$16.01M · min. income ≈ HK$155,178/mo (50% DSR)
Upfront cash ≈ HK$17.37M (deposit + AVD stamp duty HK$1,360,799 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,224
−HK$4,388/mo
▼ 0.25% · 3.875%
HK$83,402
−HK$2,210/mo
Today · 4.125%
HK$85,612
baseline
▲ 0.50% · 4.625%
HK$90,125
+HK$4,513/mo
Deposit HK$16.01M · loan HK$16.01M · min. income ≈ HK$171,224/mo (50% DSR)
Upfront cash ≈ HK$17.37M (deposit + AVD stamp duty HK$1,360,799 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,613
−HK$5,494/mo
▼ 0.25% · 3.875%
HK$90,339
−HK$2,768/mo
Today · 4.125%
HK$93,107
baseline
▲ 0.50% · 4.625%
HK$98,773
+HK$5,666/mo
Deposit HK$12.81M · loan HK$19.21M · min. income ≈ HK$186,214/mo (50% DSR)
Upfront cash ≈ HK$14.17M (deposit + AVD stamp duty HK$1,360,799 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,469
−HK$5,266/mo
▼ 0.25% · 3.875%
HK$100,083
−HK$2,652/mo
Today · 4.125%
HK$102,735
baseline
▲ 0.50% · 4.625%
HK$108,150
+HK$5,415/mo
Deposit HK$12.81M · loan HK$19.21M · min. income ≈ HK$205,470/mo (50% DSR)
Upfront cash ≈ HK$14.17M (deposit + AVD stamp duty HK$1,360,799 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,215
−HK$6,410/mo
▼ 0.25% · 3.875%
HK$105,395
−HK$3,230/mo
Today · 4.125%
HK$108,625
baseline
▲ 0.50% · 4.625%
HK$115,235
+HK$6,610/mo
Deposit HK$9.61M · loan HK$22.41M · min. income ≈ HK$217,250/mo (50% DSR)
Upfront cash ≈ HK$10.97M (deposit + AVD stamp duty HK$1,360,799 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,714
−HK$6,143/mo
▼ 0.25% · 3.875%
HK$116,763
−HK$3,094/mo
Today · 4.125%
HK$119,857
baseline
▲ 0.50% · 4.625%
HK$126,175
+HK$6,318/mo
Deposit HK$9.61M · loan HK$22.41M · min. income ≈ HK$239,714/mo (50% DSR)
Upfront cash ≈ HK$10.97M (deposit + AVD stamp duty HK$1,360,799 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,420
−HK$8,241/mo
▼ 0.25% · 3.875%
HK$135,508
−HK$4,153/mo
Today · 4.125%
HK$139,661
baseline
▲ 0.50% · 4.625%
HK$148,159
+HK$8,498/mo
Deposit HK$3.20M · loan HK$28.82M · min. income ≈ HK$279,322/mo (50% DSR)
Upfront cash ≈ HK$4.56M (deposit + AVD stamp duty HK$1,360,799 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,203
−HK$7,899/mo
▼ 0.25% · 3.875%
HK$150,124
−HK$3,978/mo
Today · 4.125%
HK$154,102
baseline
▲ 0.50% · 4.625%
HK$162,225
+HK$8,123/mo
Deposit HK$3.20M · loan HK$28.82M · min. income ≈ HK$308,204/mo (50% DSR)
Upfront cash ≈ HK$4.56M (deposit + AVD stamp duty HK$1,360,799 · Scale 2, in force from 26 Feb 2026)