LTV · monthly repayment
▼ 0.50% · 3.625%
HK$73,015
−HK$4,579/mo
▼ 0.25% · 3.875%
HK$75,286
−HK$2,308/mo
Today · 4.125%
HK$77,594
baseline
▲ 0.50% · 4.625%
HK$82,315
+HK$4,721/mo
Deposit HK$16.01M · loan HK$16.01M · min. income ≈ HK$155,188/mo (50% DSR)
Upfront cash ≈ HK$17.37M (deposit + AVD stamp duty HK$1,360,874 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,229
−HK$4,388/mo
▼ 0.25% · 3.875%
HK$83,407
−HK$2,210/mo
Today · 4.125%
HK$85,617
baseline
▲ 0.50% · 4.625%
HK$90,130
+HK$4,513/mo
Deposit HK$16.01M · loan HK$16.01M · min. income ≈ HK$171,234/mo (50% DSR)
Upfront cash ≈ HK$17.37M (deposit + AVD stamp duty HK$1,360,874 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,618
−HK$5,495/mo
▼ 0.25% · 3.875%
HK$90,344
−HK$2,769/mo
Today · 4.125%
HK$93,113
baseline
▲ 0.50% · 4.625%
HK$98,778
+HK$5,665/mo
Deposit HK$12.81M · loan HK$19.21M · min. income ≈ HK$186,226/mo (50% DSR)
Upfront cash ≈ HK$14.17M (deposit + AVD stamp duty HK$1,360,874 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,474
−HK$5,266/mo
▼ 0.25% · 3.875%
HK$100,088
−HK$2,652/mo
Today · 4.125%
HK$102,740
baseline
▲ 0.50% · 4.625%
HK$108,156
+HK$5,416/mo
Deposit HK$12.81M · loan HK$19.21M · min. income ≈ HK$205,480/mo (50% DSR)
Upfront cash ≈ HK$14.17M (deposit + AVD stamp duty HK$1,360,874 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,221
−HK$6,410/mo
▼ 0.25% · 3.875%
HK$105,401
−HK$3,230/mo
Today · 4.125%
HK$108,631
baseline
▲ 0.50% · 4.625%
HK$115,241
+HK$6,610/mo
Deposit HK$9.61M · loan HK$22.41M · min. income ≈ HK$217,262/mo (50% DSR)
Upfront cash ≈ HK$10.97M (deposit + AVD stamp duty HK$1,360,874 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,720
−HK$6,144/mo
▼ 0.25% · 3.875%
HK$116,770
−HK$3,094/mo
Today · 4.125%
HK$119,864
baseline
▲ 0.50% · 4.625%
HK$126,182
+HK$6,318/mo
Deposit HK$9.61M · loan HK$22.41M · min. income ≈ HK$239,728/mo (50% DSR)
Upfront cash ≈ HK$10.97M (deposit + AVD stamp duty HK$1,360,874 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,427
−HK$8,242/mo
▼ 0.25% · 3.875%
HK$135,515
−HK$4,154/mo
Today · 4.125%
HK$139,669
baseline
▲ 0.50% · 4.625%
HK$148,167
+HK$8,498/mo
Deposit HK$3.20M · loan HK$28.82M · min. income ≈ HK$279,338/mo (50% DSR)
Upfront cash ≈ HK$4.56M (deposit + AVD stamp duty HK$1,360,874 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,211
−HK$7,900/mo
▼ 0.25% · 3.875%
HK$150,133
−HK$3,978/mo
Today · 4.125%
HK$154,111
baseline
▲ 0.50% · 4.625%
HK$162,234
+HK$8,123/mo
Deposit HK$3.20M · loan HK$28.82M · min. income ≈ HK$308,222/mo (50% DSR)
Upfront cash ≈ HK$4.56M (deposit + AVD stamp duty HK$1,360,874 · Scale 2, in force from 26 Feb 2026)