LTV · monthly repayment
▼ 0.50% · 3.625%
HK$73,024
−HK$4,579/mo
▼ 0.25% · 3.875%
HK$75,295
−HK$2,308/mo
Today · 4.125%
HK$77,603
baseline
▲ 0.50% · 4.625%
HK$82,325
+HK$4,722/mo
Deposit HK$16.01M · loan HK$16.01M · min. income ≈ HK$155,206/mo (50% DSR)
Upfront cash ≈ HK$17.37M (deposit + AVD stamp duty HK$1,361,040 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,238
−HK$4,390/mo
▼ 0.25% · 3.875%
HK$83,417
−HK$2,211/mo
Today · 4.125%
HK$85,628
baseline
▲ 0.50% · 4.625%
HK$90,141
+HK$4,513/mo
Deposit HK$16.01M · loan HK$16.01M · min. income ≈ HK$171,256/mo (50% DSR)
Upfront cash ≈ HK$17.37M (deposit + AVD stamp duty HK$1,361,040 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,629
−HK$5,495/mo
▼ 0.25% · 3.875%
HK$90,355
−HK$2,769/mo
Today · 4.125%
HK$93,124
baseline
▲ 0.50% · 4.625%
HK$98,790
+HK$5,666/mo
Deposit HK$12.81M · loan HK$19.21M · min. income ≈ HK$186,248/mo (50% DSR)
Upfront cash ≈ HK$14.17M (deposit + AVD stamp duty HK$1,361,040 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,486
−HK$5,267/mo
▼ 0.25% · 3.875%
HK$100,101
−HK$2,652/mo
Today · 4.125%
HK$102,753
baseline
▲ 0.50% · 4.625%
HK$108,169
+HK$5,416/mo
Deposit HK$12.81M · loan HK$19.21M · min. income ≈ HK$205,506/mo (50% DSR)
Upfront cash ≈ HK$14.17M (deposit + AVD stamp duty HK$1,361,040 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,234
−HK$6,411/mo
▼ 0.25% · 3.875%
HK$105,414
−HK$3,231/mo
Today · 4.125%
HK$108,645
baseline
▲ 0.50% · 4.625%
HK$115,255
+HK$6,610/mo
Deposit HK$9.61M · loan HK$22.42M · min. income ≈ HK$217,290/mo (50% DSR)
Upfront cash ≈ HK$10.97M (deposit + AVD stamp duty HK$1,361,040 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,734
−HK$6,145/mo
▼ 0.25% · 3.875%
HK$116,784
−HK$3,095/mo
Today · 4.125%
HK$119,879
baseline
▲ 0.50% · 4.625%
HK$126,197
+HK$6,318/mo
Deposit HK$9.61M · loan HK$22.42M · min. income ≈ HK$239,758/mo (50% DSR)
Upfront cash ≈ HK$10.97M (deposit + AVD stamp duty HK$1,361,040 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,443
−HK$8,243/mo
▼ 0.25% · 3.875%
HK$135,532
−HK$4,154/mo
Today · 4.125%
HK$139,686
baseline
▲ 0.50% · 4.625%
HK$148,185
+HK$8,499/mo
Deposit HK$3.20M · loan HK$28.82M · min. income ≈ HK$279,372/mo (50% DSR)
Upfront cash ≈ HK$4.56M (deposit + AVD stamp duty HK$1,361,040 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,229
−HK$7,901/mo
▼ 0.25% · 3.875%
HK$150,151
−HK$3,979/mo
Today · 4.125%
HK$154,130
baseline
▲ 0.50% · 4.625%
HK$162,254
+HK$8,124/mo
Deposit HK$3.20M · loan HK$28.82M · min. income ≈ HK$308,260/mo (50% DSR)
Upfront cash ≈ HK$4.56M (deposit + AVD stamp duty HK$1,361,040 · Scale 2, in force from 26 Feb 2026)