LTV · monthly repayment
▼ 0.50% · 3.625%
HK$73,036
−HK$4,580/mo
▼ 0.25% · 3.875%
HK$75,307
−HK$2,309/mo
Today · 4.125%
HK$77,616
baseline
▲ 0.50% · 4.625%
HK$82,338
+HK$4,722/mo
Deposit HK$16.01M · loan HK$16.01M · min. income ≈ HK$155,232/mo (50% DSR)
Upfront cash ≈ HK$17.38M (deposit + AVD stamp duty HK$1,361,256 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,251
−HK$4,390/mo
▼ 0.25% · 3.875%
HK$83,430
−HK$2,211/mo
Today · 4.125%
HK$85,641
baseline
▲ 0.50% · 4.625%
HK$90,155
+HK$4,514/mo
Deposit HK$16.01M · loan HK$16.01M · min. income ≈ HK$171,282/mo (50% DSR)
Upfront cash ≈ HK$17.38M (deposit + AVD stamp duty HK$1,361,256 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,643
−HK$5,496/mo
▼ 0.25% · 3.875%
HK$90,369
−HK$2,770/mo
Today · 4.125%
HK$93,139
baseline
▲ 0.50% · 4.625%
HK$98,806
+HK$5,667/mo
Deposit HK$12.81M · loan HK$19.22M · min. income ≈ HK$186,278/mo (50% DSR)
Upfront cash ≈ HK$14.17M (deposit + AVD stamp duty HK$1,361,256 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,502
−HK$5,267/mo
▼ 0.25% · 3.875%
HK$100,117
−HK$2,652/mo
Today · 4.125%
HK$102,769
baseline
▲ 0.50% · 4.625%
HK$108,186
+HK$5,417/mo
Deposit HK$12.81M · loan HK$19.22M · min. income ≈ HK$205,538/mo (50% DSR)
Upfront cash ≈ HK$14.17M (deposit + AVD stamp duty HK$1,361,256 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,250
−HK$6,412/mo
▼ 0.25% · 3.875%
HK$105,430
−HK$3,232/mo
Today · 4.125%
HK$108,662
baseline
▲ 0.50% · 4.625%
HK$115,274
+HK$6,612/mo
Deposit HK$9.61M · loan HK$22.42M · min. income ≈ HK$217,324/mo (50% DSR)
Upfront cash ≈ HK$10.97M (deposit + AVD stamp duty HK$1,361,256 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,752
−HK$6,146/mo
▼ 0.25% · 3.875%
HK$116,803
−HK$3,095/mo
Today · 4.125%
HK$119,898
baseline
▲ 0.50% · 4.625%
HK$126,218
+HK$6,320/mo
Deposit HK$9.61M · loan HK$22.42M · min. income ≈ HK$239,796/mo (50% DSR)
Upfront cash ≈ HK$10.97M (deposit + AVD stamp duty HK$1,361,256 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,464
−HK$8,244/mo
▼ 0.25% · 3.875%
HK$135,553
−HK$4,155/mo
Today · 4.125%
HK$139,708
baseline
▲ 0.50% · 4.625%
HK$148,209
+HK$8,501/mo
Deposit HK$3.20M · loan HK$28.83M · min. income ≈ HK$279,416/mo (50% DSR)
Upfront cash ≈ HK$4.56M (deposit + AVD stamp duty HK$1,361,256 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,252
−HK$7,902/mo
▼ 0.25% · 3.875%
HK$150,175
−HK$3,979/mo
Today · 4.125%
HK$154,154
baseline
▲ 0.50% · 4.625%
HK$162,280
+HK$8,126/mo
Deposit HK$3.20M · loan HK$28.83M · min. income ≈ HK$308,308/mo (50% DSR)
Upfront cash ≈ HK$4.56M (deposit + AVD stamp duty HK$1,361,256 · Scale 2, in force from 26 Feb 2026)