LTV · monthly repayment
▼ 0.50% · 3.625%
HK$73,036
−HK$4,580/mo
▼ 0.25% · 3.875%
HK$75,308
−HK$2,308/mo
Today · 4.125%
HK$77,616
baseline
▲ 0.50% · 4.625%
HK$82,339
+HK$4,723/mo
Deposit HK$16.01M · loan HK$16.01M · min. income ≈ HK$155,232/mo (50% DSR)
Upfront cash ≈ HK$17.38M (deposit + AVD stamp duty HK$1,361,270 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,252
−HK$4,390/mo
▼ 0.25% · 3.875%
HK$83,431
−HK$2,211/mo
Today · 4.125%
HK$85,642
baseline
▲ 0.50% · 4.625%
HK$90,156
+HK$4,514/mo
Deposit HK$16.01M · loan HK$16.01M · min. income ≈ HK$171,284/mo (50% DSR)
Upfront cash ≈ HK$17.38M (deposit + AVD stamp duty HK$1,361,270 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,644
−HK$5,496/mo
▼ 0.25% · 3.875%
HK$90,370
−HK$2,770/mo
Today · 4.125%
HK$93,140
baseline
▲ 0.50% · 4.625%
HK$98,807
+HK$5,667/mo
Deposit HK$12.81M · loan HK$19.22M · min. income ≈ HK$186,280/mo (50% DSR)
Upfront cash ≈ HK$14.17M (deposit + AVD stamp duty HK$1,361,270 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,503
−HK$5,267/mo
▼ 0.25% · 3.875%
HK$100,118
−HK$2,652/mo
Today · 4.125%
HK$102,770
baseline
▲ 0.50% · 4.625%
HK$108,188
+HK$5,418/mo
Deposit HK$12.81M · loan HK$19.22M · min. income ≈ HK$205,540/mo (50% DSR)
Upfront cash ≈ HK$14.17M (deposit + AVD stamp duty HK$1,361,270 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,251
−HK$6,412/mo
▼ 0.25% · 3.875%
HK$105,431
−HK$3,232/mo
Today · 4.125%
HK$108,663
baseline
▲ 0.50% · 4.625%
HK$115,275
+HK$6,612/mo
Deposit HK$9.61M · loan HK$22.42M · min. income ≈ HK$217,326/mo (50% DSR)
Upfront cash ≈ HK$10.97M (deposit + AVD stamp duty HK$1,361,270 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,753
−HK$6,146/mo
▼ 0.25% · 3.875%
HK$116,804
−HK$3,095/mo
Today · 4.125%
HK$119,899
baseline
▲ 0.50% · 4.625%
HK$126,219
+HK$6,320/mo
Deposit HK$9.61M · loan HK$22.42M · min. income ≈ HK$239,798/mo (50% DSR)
Upfront cash ≈ HK$10.97M (deposit + AVD stamp duty HK$1,361,270 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,465
−HK$8,244/mo
▼ 0.25% · 3.875%
HK$135,555
−HK$4,154/mo
Today · 4.125%
HK$139,709
baseline
▲ 0.50% · 4.625%
HK$148,210
+HK$8,501/mo
Deposit HK$3.20M · loan HK$28.83M · min. income ≈ HK$279,418/mo (50% DSR)
Upfront cash ≈ HK$4.56M (deposit + AVD stamp duty HK$1,361,270 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,254
−HK$7,902/mo
▼ 0.25% · 3.875%
HK$150,176
−HK$3,980/mo
Today · 4.125%
HK$154,156
baseline
▲ 0.50% · 4.625%
HK$162,281
+HK$8,125/mo
Deposit HK$3.20M · loan HK$28.83M · min. income ≈ HK$308,312/mo (50% DSR)
Upfront cash ≈ HK$4.56M (deposit + AVD stamp duty HK$1,361,270 · Scale 2, in force from 26 Feb 2026)