LTV · monthly repayment
▼ 0.50% · 3.625%
HK$73,080
−HK$4,583/mo
▼ 0.25% · 3.875%
HK$75,353
−HK$2,310/mo
Today · 4.125%
HK$77,663
baseline
▲ 0.50% · 4.625%
HK$82,388
+HK$4,725/mo
Deposit HK$16.02M · loan HK$16.02M · min. income ≈ HK$155,326/mo (50% DSR)
Upfront cash ≈ HK$17.39M (deposit + AVD stamp duty HK$1,362,080 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,301
−HK$4,392/mo
▼ 0.25% · 3.875%
HK$83,481
−HK$2,212/mo
Today · 4.125%
HK$85,693
baseline
▲ 0.50% · 4.625%
HK$90,210
+HK$4,517/mo
Deposit HK$16.02M · loan HK$16.02M · min. income ≈ HK$171,386/mo (50% DSR)
Upfront cash ≈ HK$17.39M (deposit + AVD stamp duty HK$1,362,080 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,696
−HK$5,499/mo
▼ 0.25% · 3.875%
HK$90,424
−HK$2,771/mo
Today · 4.125%
HK$93,195
baseline
▲ 0.50% · 4.625%
HK$98,866
+HK$5,671/mo
Deposit HK$12.82M · loan HK$19.23M · min. income ≈ HK$186,390/mo (50% DSR)
Upfront cash ≈ HK$14.18M (deposit + AVD stamp duty HK$1,362,080 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,561
−HK$5,271/mo
▼ 0.25% · 3.875%
HK$100,177
−HK$2,655/mo
Today · 4.125%
HK$102,832
baseline
▲ 0.50% · 4.625%
HK$108,252
+HK$5,420/mo
Deposit HK$12.82M · loan HK$19.23M · min. income ≈ HK$205,664/mo (50% DSR)
Upfront cash ≈ HK$14.18M (deposit + AVD stamp duty HK$1,362,080 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,312
−HK$6,416/mo
▼ 0.25% · 3.875%
HK$105,494
−HK$3,234/mo
Today · 4.125%
HK$108,728
baseline
▲ 0.50% · 4.625%
HK$115,343
+HK$6,615/mo
Deposit HK$9.61M · loan HK$22.43M · min. income ≈ HK$217,456/mo (50% DSR)
Upfront cash ≈ HK$10.98M (deposit + AVD stamp duty HK$1,362,080 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,821
−HK$6,149/mo
▼ 0.25% · 3.875%
HK$116,873
−HK$3,097/mo
Today · 4.125%
HK$119,970
baseline
▲ 0.50% · 4.625%
HK$126,294
+HK$6,324/mo
Deposit HK$9.61M · loan HK$22.43M · min. income ≈ HK$239,940/mo (50% DSR)
Upfront cash ≈ HK$10.98M (deposit + AVD stamp duty HK$1,362,080 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,544
−HK$8,249/mo
▼ 0.25% · 3.875%
HK$135,635
−HK$4,158/mo
Today · 4.125%
HK$139,793
baseline
▲ 0.50% · 4.625%
HK$148,299
+HK$8,506/mo
Deposit HK$3.20M · loan HK$28.84M · min. income ≈ HK$279,586/mo (50% DSR)
Upfront cash ≈ HK$4.57M (deposit + AVD stamp duty HK$1,362,080 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,341
−HK$7,906/mo
▼ 0.25% · 3.875%
HK$150,266
−HK$3,981/mo
Today · 4.125%
HK$154,247
baseline
▲ 0.50% · 4.625%
HK$162,378
+HK$8,131/mo
Deposit HK$3.20M · loan HK$28.84M · min. income ≈ HK$308,494/mo (50% DSR)
Upfront cash ≈ HK$4.57M (deposit + AVD stamp duty HK$1,362,080 · Scale 2, in force from 26 Feb 2026)