LTV · monthly repayment
▼ 0.50% · 3.625%
HK$73,084
−HK$4,583/mo
▼ 0.25% · 3.875%
HK$75,357
−HK$2,310/mo
Today · 4.125%
HK$77,667
baseline
▲ 0.50% · 4.625%
HK$82,393
+HK$4,726/mo
Deposit HK$16.03M · loan HK$16.03M · min. income ≈ HK$155,334/mo (50% DSR)
Upfront cash ≈ HK$17.39M (deposit + AVD stamp duty HK$1,362,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,305
−HK$4,393/mo
▼ 0.25% · 3.875%
HK$83,486
−HK$2,212/mo
Today · 4.125%
HK$85,698
baseline
▲ 0.50% · 4.625%
HK$90,215
+HK$4,517/mo
Deposit HK$16.03M · loan HK$16.03M · min. income ≈ HK$171,396/mo (50% DSR)
Upfront cash ≈ HK$17.39M (deposit + AVD stamp duty HK$1,362,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,701
−HK$5,499/mo
▼ 0.25% · 3.875%
HK$90,429
−HK$2,771/mo
Today · 4.125%
HK$93,200
baseline
▲ 0.50% · 4.625%
HK$98,871
+HK$5,671/mo
Deposit HK$12.82M · loan HK$19.23M · min. income ≈ HK$186,400/mo (50% DSR)
Upfront cash ≈ HK$14.18M (deposit + AVD stamp duty HK$1,362,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,566
−HK$5,271/mo
▼ 0.25% · 3.875%
HK$100,183
−HK$2,654/mo
Today · 4.125%
HK$102,837
baseline
▲ 0.50% · 4.625%
HK$108,258
+HK$5,421/mo
Deposit HK$12.82M · loan HK$19.23M · min. income ≈ HK$205,674/mo (50% DSR)
Upfront cash ≈ HK$14.18M (deposit + AVD stamp duty HK$1,362,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,318
−HK$6,416/mo
▼ 0.25% · 3.875%
HK$105,500
−HK$3,234/mo
Today · 4.125%
HK$108,734
baseline
▲ 0.50% · 4.625%
HK$115,350
+HK$6,616/mo
Deposit HK$9.62M · loan HK$22.44M · min. income ≈ HK$217,468/mo (50% DSR)
Upfront cash ≈ HK$10.98M (deposit + AVD stamp duty HK$1,362,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,827
−HK$6,150/mo
▼ 0.25% · 3.875%
HK$116,880
−HK$3,097/mo
Today · 4.125%
HK$119,977
baseline
▲ 0.50% · 4.625%
HK$126,301
+HK$6,324/mo
Deposit HK$9.62M · loan HK$22.44M · min. income ≈ HK$239,954/mo (50% DSR)
Upfront cash ≈ HK$10.98M (deposit + AVD stamp duty HK$1,362,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,551
−HK$8,250/mo
▼ 0.25% · 3.875%
HK$135,643
−HK$4,158/mo
Today · 4.125%
HK$139,801
baseline
▲ 0.50% · 4.625%
HK$148,307
+HK$8,506/mo
Deposit HK$3.21M · loan HK$28.85M · min. income ≈ HK$279,602/mo (50% DSR)
Upfront cash ≈ HK$4.57M (deposit + AVD stamp duty HK$1,362,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,349
−HK$7,907/mo
▼ 0.25% · 3.875%
HK$150,274
−HK$3,982/mo
Today · 4.125%
HK$154,256
baseline
▲ 0.50% · 4.625%
HK$162,387
+HK$8,131/mo
Deposit HK$3.21M · loan HK$28.85M · min. income ≈ HK$308,512/mo (50% DSR)
Upfront cash ≈ HK$4.57M (deposit + AVD stamp duty HK$1,362,158 · Scale 2, in force from 26 Feb 2026)