LTV · monthly repayment
▼ 0.50% · 3.625%
HK$73,085
−HK$4,583/mo
▼ 0.25% · 3.875%
HK$75,358
−HK$2,310/mo
Today · 4.125%
HK$77,668
baseline
▲ 0.50% · 4.625%
HK$82,394
+HK$4,726/mo
Deposit HK$16.03M · loan HK$16.03M · min. income ≈ HK$155,336/mo (50% DSR)
Upfront cash ≈ HK$17.39M (deposit + AVD stamp duty HK$1,362,172 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,306
−HK$4,393/mo
▼ 0.25% · 3.875%
HK$83,487
−HK$2,212/mo
Today · 4.125%
HK$85,699
baseline
▲ 0.50% · 4.625%
HK$90,216
+HK$4,517/mo
Deposit HK$16.03M · loan HK$16.03M · min. income ≈ HK$171,398/mo (50% DSR)
Upfront cash ≈ HK$17.39M (deposit + AVD stamp duty HK$1,362,172 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,702
−HK$5,499/mo
▼ 0.25% · 3.875%
HK$90,430
−HK$2,771/mo
Today · 4.125%
HK$93,201
baseline
▲ 0.50% · 4.625%
HK$98,872
+HK$5,671/mo
Deposit HK$12.82M · loan HK$19.23M · min. income ≈ HK$186,402/mo (50% DSR)
Upfront cash ≈ HK$14.18M (deposit + AVD stamp duty HK$1,362,172 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,567
−HK$5,271/mo
▼ 0.25% · 3.875%
HK$100,184
−HK$2,654/mo
Today · 4.125%
HK$102,838
baseline
▲ 0.50% · 4.625%
HK$108,259
+HK$5,421/mo
Deposit HK$12.82M · loan HK$19.23M · min. income ≈ HK$205,676/mo (50% DSR)
Upfront cash ≈ HK$14.18M (deposit + AVD stamp duty HK$1,362,172 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,319
−HK$6,416/mo
▼ 0.25% · 3.875%
HK$105,501
−HK$3,234/mo
Today · 4.125%
HK$108,735
baseline
▲ 0.50% · 4.625%
HK$115,351
+HK$6,616/mo
Deposit HK$9.62M · loan HK$22.44M · min. income ≈ HK$217,470/mo (50% DSR)
Upfront cash ≈ HK$10.98M (deposit + AVD stamp duty HK$1,362,172 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,828
−HK$6,150/mo
▼ 0.25% · 3.875%
HK$116,881
−HK$3,097/mo
Today · 4.125%
HK$119,978
baseline
▲ 0.50% · 4.625%
HK$126,302
+HK$6,324/mo
Deposit HK$9.62M · loan HK$22.44M · min. income ≈ HK$239,956/mo (50% DSR)
Upfront cash ≈ HK$10.98M (deposit + AVD stamp duty HK$1,362,172 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,552
−HK$8,250/mo
▼ 0.25% · 3.875%
HK$135,645
−HK$4,157/mo
Today · 4.125%
HK$139,802
baseline
▲ 0.50% · 4.625%
HK$148,309
+HK$8,507/mo
Deposit HK$3.21M · loan HK$28.85M · min. income ≈ HK$279,604/mo (50% DSR)
Upfront cash ≈ HK$4.57M (deposit + AVD stamp duty HK$1,362,172 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,351
−HK$7,907/mo
▼ 0.25% · 3.875%
HK$150,276
−HK$3,982/mo
Today · 4.125%
HK$154,258
baseline
▲ 0.50% · 4.625%
HK$162,389
+HK$8,131/mo
Deposit HK$3.21M · loan HK$28.85M · min. income ≈ HK$308,516/mo (50% DSR)
Upfront cash ≈ HK$4.57M (deposit + AVD stamp duty HK$1,362,172 · Scale 2, in force from 26 Feb 2026)