LTV · monthly repayment
▼ 0.50% · 3.625%
HK$73,096
−HK$4,584/mo
▼ 0.25% · 3.875%
HK$75,370
−HK$2,310/mo
Today · 4.125%
HK$77,680
baseline
▲ 0.50% · 4.625%
HK$82,406
+HK$4,726/mo
Deposit HK$16.03M · loan HK$16.03M · min. income ≈ HK$155,360/mo (50% DSR)
Upfront cash ≈ HK$17.39M (deposit + AVD stamp duty HK$1,362,380 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,318
−HK$4,394/mo
▼ 0.25% · 3.875%
HK$83,499
−HK$2,213/mo
Today · 4.125%
HK$85,712
baseline
▲ 0.50% · 4.625%
HK$90,230
+HK$4,518/mo
Deposit HK$16.03M · loan HK$16.03M · min. income ≈ HK$171,424/mo (50% DSR)
Upfront cash ≈ HK$17.39M (deposit + AVD stamp duty HK$1,362,380 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,715
−HK$5,501/mo
▼ 0.25% · 3.875%
HK$90,444
−HK$2,772/mo
Today · 4.125%
HK$93,216
baseline
▲ 0.50% · 4.625%
HK$98,888
+HK$5,672/mo
Deposit HK$12.82M · loan HK$19.23M · min. income ≈ HK$186,432/mo (50% DSR)
Upfront cash ≈ HK$14.18M (deposit + AVD stamp duty HK$1,362,380 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,582
−HK$5,272/mo
▼ 0.25% · 3.875%
HK$100,199
−HK$2,655/mo
Today · 4.125%
HK$102,854
baseline
▲ 0.50% · 4.625%
HK$108,276
+HK$5,422/mo
Deposit HK$12.82M · loan HK$19.23M · min. income ≈ HK$205,708/mo (50% DSR)
Upfront cash ≈ HK$14.18M (deposit + AVD stamp duty HK$1,362,380 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,334
−HK$6,418/mo
▼ 0.25% · 3.875%
HK$105,517
−HK$3,235/mo
Today · 4.125%
HK$108,752
baseline
▲ 0.50% · 4.625%
HK$115,369
+HK$6,617/mo
Deposit HK$9.62M · loan HK$22.44M · min. income ≈ HK$217,504/mo (50% DSR)
Upfront cash ≈ HK$10.98M (deposit + AVD stamp duty HK$1,362,380 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,846
−HK$6,151/mo
▼ 0.25% · 3.875%
HK$116,899
−HK$3,098/mo
Today · 4.125%
HK$119,997
baseline
▲ 0.50% · 4.625%
HK$126,322
+HK$6,325/mo
Deposit HK$9.62M · loan HK$22.44M · min. income ≈ HK$239,994/mo (50% DSR)
Upfront cash ≈ HK$10.98M (deposit + AVD stamp duty HK$1,362,380 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,573
−HK$8,250/mo
▼ 0.25% · 3.875%
HK$135,665
−HK$4,158/mo
Today · 4.125%
HK$139,823
baseline
▲ 0.50% · 4.625%
HK$148,331
+HK$8,508/mo
Deposit HK$3.21M · loan HK$28.85M · min. income ≈ HK$279,646/mo (50% DSR)
Upfront cash ≈ HK$4.57M (deposit + AVD stamp duty HK$1,362,380 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,373
−HK$7,908/mo
▼ 0.25% · 3.875%
HK$150,299
−HK$3,982/mo
Today · 4.125%
HK$154,281
baseline
▲ 0.50% · 4.625%
HK$162,414
+HK$8,133/mo
Deposit HK$3.21M · loan HK$28.85M · min. income ≈ HK$308,562/mo (50% DSR)
Upfront cash ≈ HK$4.57M (deposit + AVD stamp duty HK$1,362,380 · Scale 2, in force from 26 Feb 2026)