LTV · monthly repayment
▼ 0.50% · 3.625%
HK$73,097
−HK$4,584/mo
▼ 0.25% · 3.875%
HK$75,371
−HK$2,310/mo
Today · 4.125%
HK$77,681
baseline
▲ 0.50% · 4.625%
HK$82,407
+HK$4,726/mo
Deposit HK$16.03M · loan HK$16.03M · min. income ≈ HK$155,362/mo (50% DSR)
Upfront cash ≈ HK$17.39M (deposit + AVD stamp duty HK$1,362,397 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,319
−HK$4,394/mo
▼ 0.25% · 3.875%
HK$83,500
−HK$2,213/mo
Today · 4.125%
HK$85,713
baseline
▲ 0.50% · 4.625%
HK$90,231
+HK$4,518/mo
Deposit HK$16.03M · loan HK$16.03M · min. income ≈ HK$171,426/mo (50% DSR)
Upfront cash ≈ HK$17.39M (deposit + AVD stamp duty HK$1,362,397 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,716
−HK$5,501/mo
▼ 0.25% · 3.875%
HK$90,445
−HK$2,772/mo
Today · 4.125%
HK$93,217
baseline
▲ 0.50% · 4.625%
HK$98,889
+HK$5,672/mo
Deposit HK$12.82M · loan HK$19.23M · min. income ≈ HK$186,434/mo (50% DSR)
Upfront cash ≈ HK$14.18M (deposit + AVD stamp duty HK$1,362,397 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,583
−HK$5,272/mo
▼ 0.25% · 3.875%
HK$100,200
−HK$2,655/mo
Today · 4.125%
HK$102,855
baseline
▲ 0.50% · 4.625%
HK$108,277
+HK$5,422/mo
Deposit HK$12.82M · loan HK$19.23M · min. income ≈ HK$205,710/mo (50% DSR)
Upfront cash ≈ HK$14.18M (deposit + AVD stamp duty HK$1,362,397 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,336
−HK$6,417/mo
▼ 0.25% · 3.875%
HK$105,519
−HK$3,234/mo
Today · 4.125%
HK$108,753
baseline
▲ 0.50% · 4.625%
HK$115,370
+HK$6,617/mo
Deposit HK$9.62M · loan HK$22.44M · min. income ≈ HK$217,506/mo (50% DSR)
Upfront cash ≈ HK$10.98M (deposit + AVD stamp duty HK$1,362,397 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,847
−HK$6,151/mo
▼ 0.25% · 3.875%
HK$116,901
−HK$3,097/mo
Today · 4.125%
HK$119,998
baseline
▲ 0.50% · 4.625%
HK$126,323
+HK$6,325/mo
Deposit HK$9.62M · loan HK$22.44M · min. income ≈ HK$239,996/mo (50% DSR)
Upfront cash ≈ HK$10.98M (deposit + AVD stamp duty HK$1,362,397 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,574
−HK$8,251/mo
▼ 0.25% · 3.875%
HK$135,667
−HK$4,158/mo
Today · 4.125%
HK$139,825
baseline
▲ 0.50% · 4.625%
HK$148,333
+HK$8,508/mo
Deposit HK$3.21M · loan HK$28.85M · min. income ≈ HK$279,650/mo (50% DSR)
Upfront cash ≈ HK$4.57M (deposit + AVD stamp duty HK$1,362,397 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,375
−HK$7,908/mo
▼ 0.25% · 3.875%
HK$150,301
−HK$3,982/mo
Today · 4.125%
HK$154,283
baseline
▲ 0.50% · 4.625%
HK$162,416
+HK$8,133/mo
Deposit HK$3.21M · loan HK$28.85M · min. income ≈ HK$308,566/mo (50% DSR)
Upfront cash ≈ HK$4.57M (deposit + AVD stamp duty HK$1,362,397 · Scale 2, in force from 26 Feb 2026)