LTV · monthly repayment
▼ 0.50% · 3.625%
HK$73,097
−HK$4,584/mo
▼ 0.25% · 3.875%
HK$75,371
−HK$2,310/mo
Today · 4.125%
HK$77,681
baseline
▲ 0.50% · 4.625%
HK$82,408
+HK$4,727/mo
Deposit HK$16.03M · loan HK$16.03M · min. income ≈ HK$155,362/mo (50% DSR)
Upfront cash ≈ HK$17.39M (deposit + AVD stamp duty HK$1,362,406 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,320
−HK$4,393/mo
▼ 0.25% · 3.875%
HK$83,501
−HK$2,212/mo
Today · 4.125%
HK$85,713
baseline
▲ 0.50% · 4.625%
HK$90,231
+HK$4,518/mo
Deposit HK$16.03M · loan HK$16.03M · min. income ≈ HK$171,426/mo (50% DSR)
Upfront cash ≈ HK$17.39M (deposit + AVD stamp duty HK$1,362,406 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,717
−HK$5,500/mo
▼ 0.25% · 3.875%
HK$90,445
−HK$2,772/mo
Today · 4.125%
HK$93,217
baseline
▲ 0.50% · 4.625%
HK$98,889
+HK$5,672/mo
Deposit HK$12.82M · loan HK$19.23M · min. income ≈ HK$186,434/mo (50% DSR)
Upfront cash ≈ HK$14.19M (deposit + AVD stamp duty HK$1,362,406 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,584
−HK$5,272/mo
▼ 0.25% · 3.875%
HK$100,201
−HK$2,655/mo
Today · 4.125%
HK$102,856
baseline
▲ 0.50% · 4.625%
HK$108,278
+HK$5,422/mo
Deposit HK$12.82M · loan HK$19.23M · min. income ≈ HK$205,712/mo (50% DSR)
Upfront cash ≈ HK$14.19M (deposit + AVD stamp duty HK$1,362,406 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,336
−HK$6,418/mo
▼ 0.25% · 3.875%
HK$105,519
−HK$3,235/mo
Today · 4.125%
HK$108,754
baseline
▲ 0.50% · 4.625%
HK$115,371
+HK$6,617/mo
Deposit HK$9.62M · loan HK$22.44M · min. income ≈ HK$217,508/mo (50% DSR)
Upfront cash ≈ HK$10.98M (deposit + AVD stamp duty HK$1,362,406 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,848
−HK$6,151/mo
▼ 0.25% · 3.875%
HK$116,901
−HK$3,098/mo
Today · 4.125%
HK$119,999
baseline
▲ 0.50% · 4.625%
HK$126,324
+HK$6,325/mo
Deposit HK$9.62M · loan HK$22.44M · min. income ≈ HK$239,998/mo (50% DSR)
Upfront cash ≈ HK$10.98M (deposit + AVD stamp duty HK$1,362,406 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,575
−HK$8,251/mo
▼ 0.25% · 3.875%
HK$135,668
−HK$4,158/mo
Today · 4.125%
HK$139,826
baseline
▲ 0.50% · 4.625%
HK$148,334
+HK$8,508/mo
Deposit HK$3.21M · loan HK$28.85M · min. income ≈ HK$279,652/mo (50% DSR)
Upfront cash ≈ HK$4.57M (deposit + AVD stamp duty HK$1,362,406 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,376
−HK$7,908/mo
▼ 0.25% · 3.875%
HK$150,302
−HK$3,982/mo
Today · 4.125%
HK$154,284
baseline
▲ 0.50% · 4.625%
HK$162,417
+HK$8,133/mo
Deposit HK$3.21M · loan HK$28.85M · min. income ≈ HK$308,568/mo (50% DSR)
Upfront cash ≈ HK$4.57M (deposit + AVD stamp duty HK$1,362,406 · Scale 2, in force from 26 Feb 2026)