LTV · monthly repayment
▼ 0.50% · 3.625%
HK$73,142
−HK$4,586/mo
▼ 0.25% · 3.875%
HK$75,417
−HK$2,311/mo
Today · 4.125%
HK$77,728
baseline
▲ 0.50% · 4.625%
HK$82,458
+HK$4,730/mo
Deposit HK$16.04M · loan HK$16.04M · min. income ≈ HK$155,456/mo (50% DSR)
Upfront cash ≈ HK$17.40M (deposit + AVD stamp duty HK$1,363,234 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,369
−HK$4,397/mo
▼ 0.25% · 3.875%
HK$83,552
−HK$2,214/mo
Today · 4.125%
HK$85,766
baseline
▲ 0.50% · 4.625%
HK$90,286
+HK$4,520/mo
Deposit HK$16.04M · loan HK$16.04M · min. income ≈ HK$171,532/mo (50% DSR)
Upfront cash ≈ HK$17.40M (deposit + AVD stamp duty HK$1,363,234 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,770
−HK$5,504/mo
▼ 0.25% · 3.875%
HK$90,500
−HK$2,774/mo
Today · 4.125%
HK$93,274
baseline
▲ 0.50% · 4.625%
HK$98,949
+HK$5,675/mo
Deposit HK$12.83M · loan HK$19.25M · min. income ≈ HK$186,548/mo (50% DSR)
Upfront cash ≈ HK$14.19M (deposit + AVD stamp duty HK$1,363,234 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,643
−HK$5,276/mo
▼ 0.25% · 3.875%
HK$100,262
−HK$2,657/mo
Today · 4.125%
HK$102,919
baseline
▲ 0.50% · 4.625%
HK$108,344
+HK$5,425/mo
Deposit HK$12.83M · loan HK$19.25M · min. income ≈ HK$205,838/mo (50% DSR)
Upfront cash ≈ HK$14.19M (deposit + AVD stamp duty HK$1,363,234 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,398
−HK$6,422/mo
▼ 0.25% · 3.875%
HK$105,584
−HK$3,236/mo
Today · 4.125%
HK$108,820
baseline
▲ 0.50% · 4.625%
HK$115,441
+HK$6,621/mo
Deposit HK$9.62M · loan HK$22.45M · min. income ≈ HK$217,640/mo (50% DSR)
Upfront cash ≈ HK$10.99M (deposit + AVD stamp duty HK$1,363,234 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,917
−HK$6,155/mo
▼ 0.25% · 3.875%
HK$116,972
−HK$3,100/mo
Today · 4.125%
HK$120,072
baseline
▲ 0.50% · 4.625%
HK$126,401
+HK$6,329/mo
Deposit HK$9.62M · loan HK$22.45M · min. income ≈ HK$240,144/mo (50% DSR)
Upfront cash ≈ HK$10.99M (deposit + AVD stamp duty HK$1,363,234 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,655
−HK$8,256/mo
▼ 0.25% · 3.875%
HK$135,750
−HK$4,161/mo
Today · 4.125%
HK$139,911
baseline
▲ 0.50% · 4.625%
HK$148,424
+HK$8,513/mo
Deposit HK$3.21M · loan HK$28.87M · min. income ≈ HK$279,822/mo (50% DSR)
Upfront cash ≈ HK$4.57M (deposit + AVD stamp duty HK$1,363,234 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,465
−HK$7,913/mo
▼ 0.25% · 3.875%
HK$150,393
−HK$3,985/mo
Today · 4.125%
HK$154,378
baseline
▲ 0.50% · 4.625%
HK$162,515
+HK$8,137/mo
Deposit HK$3.21M · loan HK$28.87M · min. income ≈ HK$308,756/mo (50% DSR)
Upfront cash ≈ HK$4.57M (deposit + AVD stamp duty HK$1,363,234 · Scale 2, in force from 26 Feb 2026)