LTV · monthly repayment
▼ 0.50% · 3.625%
HK$732,008
−HK$45,903/mo
▼ 0.25% · 3.875%
HK$754,777
−HK$23,134/mo
Today · 4.125%
HK$777,911
baseline
▲ 0.50% · 4.625%
HK$825,245
+HK$47,334/mo
Deposit HK$160.51M · loan HK$160.51M · min. income ≈ HK$1,555,822/mo (50% DSR)
Upfront cash ≈ HK$181.38M (deposit + AVD stamp duty HK$20,866,291 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$814,351
−HK$43,997/mo
▼ 0.25% · 3.875%
HK$836,192
−HK$22,156/mo
Today · 4.125%
HK$858,348
baseline
▲ 0.50% · 4.625%
HK$903,593
+HK$45,245/mo
Deposit HK$160.51M · loan HK$160.51M · min. income ≈ HK$1,716,696/mo (50% DSR)
Upfront cash ≈ HK$181.38M (deposit + AVD stamp duty HK$20,866,291 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$878,409
−HK$55,084/mo
▼ 0.25% · 3.875%
HK$905,733
−HK$27,760/mo
Today · 4.125%
HK$933,493
baseline
▲ 0.50% · 4.625%
HK$990,294
+HK$56,801/mo
Deposit HK$128.41M · loan HK$192.61M · min. income ≈ HK$1,866,986/mo (50% DSR)
Upfront cash ≈ HK$149.27M (deposit + AVD stamp duty HK$20,866,291 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$977,221
−HK$52,797/mo
▼ 0.25% · 3.875%
HK$1,003,430
−HK$26,588/mo
Today · 4.125%
HK$1,030,018
baseline
▲ 0.50% · 4.625%
HK$1,084,311
+HK$54,293/mo
Deposit HK$128.41M · loan HK$192.61M · min. income ≈ HK$2,060,036/mo (50% DSR)
Upfront cash ≈ HK$149.27M (deposit + AVD stamp duty HK$20,866,291 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,024,811
−HK$64,264/mo
▼ 0.25% · 3.875%
HK$1,056,688
−HK$32,387/mo
Today · 4.125%
HK$1,089,075
baseline
▲ 0.50% · 4.625%
HK$1,155,343
+HK$66,268/mo
Deposit HK$96.31M · loan HK$224.71M · min. income ≈ HK$2,178,150/mo (50% DSR)
Upfront cash ≈ HK$117.17M (deposit + AVD stamp duty HK$20,866,291 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,140,092
−HK$61,595/mo
▼ 0.25% · 3.875%
HK$1,170,668
−HK$31,019/mo
Today · 4.125%
HK$1,201,687
baseline
▲ 0.50% · 4.625%
HK$1,265,030
+HK$63,343/mo
Deposit HK$96.31M · loan HK$224.71M · min. income ≈ HK$2,403,374/mo (50% DSR)
Upfront cash ≈ HK$117.17M (deposit + AVD stamp duty HK$20,866,291 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,317,614
−HK$82,626/mo
▼ 0.25% · 3.875%
HK$1,358,599
−HK$41,641/mo
Today · 4.125%
HK$1,400,240
baseline
▲ 0.50% · 4.625%
HK$1,485,441
+HK$85,201/mo
Deposit HK$32.10M · loan HK$288.92M · min. income ≈ HK$2,800,480/mo (50% DSR)
Upfront cash ≈ HK$52.97M (deposit + AVD stamp duty HK$20,866,291 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,465,832
−HK$79,194/mo
▼ 0.25% · 3.875%
HK$1,505,145
−HK$39,881/mo
Today · 4.125%
HK$1,545,026
baseline
▲ 0.50% · 4.625%
HK$1,626,467
+HK$81,441/mo
Deposit HK$32.10M · loan HK$288.92M · min. income ≈ HK$3,090,052/mo (50% DSR)
Upfront cash ≈ HK$52.97M (deposit + AVD stamp duty HK$20,866,291 · Scale 2, in force from 26 Feb 2026)