LTV · monthly repayment
▼ 0.50% · 3.625%
HK$73,216
−HK$4,591/mo
▼ 0.25% · 3.875%
HK$75,493
−HK$2,314/mo
Today · 4.125%
HK$77,807
baseline
▲ 0.50% · 4.625%
HK$82,542
+HK$4,735/mo
Deposit HK$16.05M · loan HK$16.05M · min. income ≈ HK$155,614/mo (50% DSR)
Upfront cash ≈ HK$17.42M (deposit + AVD stamp duty HK$1,364,619 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,452
−HK$4,401/mo
▼ 0.25% · 3.875%
HK$83,637
−HK$2,216/mo
Today · 4.125%
HK$85,853
baseline
▲ 0.50% · 4.625%
HK$90,378
+HK$4,525/mo
Deposit HK$16.05M · loan HK$16.05M · min. income ≈ HK$171,706/mo (50% DSR)
Upfront cash ≈ HK$17.42M (deposit + AVD stamp duty HK$1,364,619 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,859
−HK$5,510/mo
▼ 0.25% · 3.875%
HK$90,592
−HK$2,777/mo
Today · 4.125%
HK$93,369
baseline
▲ 0.50% · 4.625%
HK$99,050
+HK$5,681/mo
Deposit HK$12.84M · loan HK$19.27M · min. income ≈ HK$186,738/mo (50% DSR)
Upfront cash ≈ HK$14.21M (deposit + AVD stamp duty HK$1,364,619 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,743
−HK$5,280/mo
▼ 0.25% · 3.875%
HK$100,364
−HK$2,659/mo
Today · 4.125%
HK$103,023
baseline
▲ 0.50% · 4.625%
HK$108,454
+HK$5,431/mo
Deposit HK$12.84M · loan HK$19.27M · min. income ≈ HK$206,046/mo (50% DSR)
Upfront cash ≈ HK$14.21M (deposit + AVD stamp duty HK$1,364,619 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,502
−HK$6,428/mo
▼ 0.25% · 3.875%
HK$105,691
−HK$3,239/mo
Today · 4.125%
HK$108,930
baseline
▲ 0.50% · 4.625%
HK$115,558
+HK$6,628/mo
Deposit HK$9.63M · loan HK$22.48M · min. income ≈ HK$217,860/mo (50% DSR)
Upfront cash ≈ HK$11.00M (deposit + AVD stamp duty HK$1,364,619 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,033
−HK$6,161/mo
▼ 0.25% · 3.875%
HK$117,091
−HK$3,103/mo
Today · 4.125%
HK$120,194
baseline
▲ 0.50% · 4.625%
HK$126,529
+HK$6,335/mo
Deposit HK$9.63M · loan HK$22.48M · min. income ≈ HK$240,388/mo (50% DSR)
Upfront cash ≈ HK$11.00M (deposit + AVD stamp duty HK$1,364,619 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,789
−HK$8,264/mo
▼ 0.25% · 3.875%
HK$135,888
−HK$4,165/mo
Today · 4.125%
HK$140,053
baseline
▲ 0.50% · 4.625%
HK$148,575
+HK$8,522/mo
Deposit HK$3.21M · loan HK$28.90M · min. income ≈ HK$280,106/mo (50% DSR)
Upfront cash ≈ HK$4.58M (deposit + AVD stamp duty HK$1,364,619 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,614
−HK$7,921/mo
▼ 0.25% · 3.875%
HK$150,546
−HK$3,989/mo
Today · 4.125%
HK$154,535
baseline
▲ 0.50% · 4.625%
HK$162,681
+HK$8,146/mo
Deposit HK$3.21M · loan HK$28.90M · min. income ≈ HK$309,070/mo (50% DSR)
Upfront cash ≈ HK$4.58M (deposit + AVD stamp duty HK$1,364,619 · Scale 2, in force from 26 Feb 2026)