LTV · monthly repayment
▼ 0.50% · 3.625%
HK$73,265
−HK$4,594/mo
▼ 0.25% · 3.875%
HK$75,544
−HK$2,315/mo
Today · 4.125%
HK$77,859
baseline
▲ 0.50% · 4.625%
HK$82,596
+HK$4,737/mo
Deposit HK$16.06M · loan HK$16.06M · min. income ≈ HK$155,718/mo (50% DSR)
Upfront cash ≈ HK$17.43M (deposit + AVD stamp duty HK$1,365,525 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,506
−HK$4,404/mo
▼ 0.25% · 3.875%
HK$83,692
−HK$2,218/mo
Today · 4.125%
HK$85,910
baseline
▲ 0.50% · 4.625%
HK$90,438
+HK$4,528/mo
Deposit HK$16.06M · loan HK$16.06M · min. income ≈ HK$171,820/mo (50% DSR)
Upfront cash ≈ HK$17.43M (deposit + AVD stamp duty HK$1,365,525 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,918
−HK$5,513/mo
▼ 0.25% · 3.875%
HK$90,652
−HK$2,779/mo
Today · 4.125%
HK$93,431
baseline
▲ 0.50% · 4.625%
HK$99,116
+HK$5,685/mo
Deposit HK$12.85M · loan HK$19.28M · min. income ≈ HK$186,862/mo (50% DSR)
Upfront cash ≈ HK$14.22M (deposit + AVD stamp duty HK$1,365,525 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,807
−HK$5,285/mo
▼ 0.25% · 3.875%
HK$100,431
−HK$2,661/mo
Today · 4.125%
HK$103,092
baseline
▲ 0.50% · 4.625%
HK$108,526
+HK$5,434/mo
Deposit HK$12.85M · loan HK$19.28M · min. income ≈ HK$206,184/mo (50% DSR)
Upfront cash ≈ HK$14.22M (deposit + AVD stamp duty HK$1,365,525 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,570
−HK$6,433/mo
▼ 0.25% · 3.875%
HK$105,761
−HK$3,242/mo
Today · 4.125%
HK$109,003
baseline
▲ 0.50% · 4.625%
HK$115,635
+HK$6,632/mo
Deposit HK$9.64M · loan HK$22.49M · min. income ≈ HK$218,006/mo (50% DSR)
Upfront cash ≈ HK$11.00M (deposit + AVD stamp duty HK$1,365,525 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,109
−HK$6,165/mo
▼ 0.25% · 3.875%
HK$117,169
−HK$3,105/mo
Today · 4.125%
HK$120,274
baseline
▲ 0.50% · 4.625%
HK$126,613
+HK$6,339/mo
Deposit HK$9.64M · loan HK$22.49M · min. income ≈ HK$240,548/mo (50% DSR)
Upfront cash ≈ HK$11.00M (deposit + AVD stamp duty HK$1,365,525 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,876
−HK$8,270/mo
▼ 0.25% · 3.875%
HK$135,978
−HK$4,168/mo
Today · 4.125%
HK$140,146
baseline
▲ 0.50% · 4.625%
HK$148,674
+HK$8,528/mo
Deposit HK$3.21M · loan HK$28.92M · min. income ≈ HK$280,292/mo (50% DSR)
Upfront cash ≈ HK$4.58M (deposit + AVD stamp duty HK$1,365,525 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,711
−HK$7,926/mo
▼ 0.25% · 3.875%
HK$150,646
−HK$3,991/mo
Today · 4.125%
HK$154,637
baseline
▲ 0.50% · 4.625%
HK$162,789
+HK$8,152/mo
Deposit HK$3.21M · loan HK$28.92M · min. income ≈ HK$309,274/mo (50% DSR)
Upfront cash ≈ HK$4.58M (deposit + AVD stamp duty HK$1,365,525 · Scale 2, in force from 26 Feb 2026)