LTV · monthly repayment
▼ 0.50% · 3.625%
HK$73,275
−HK$4,595/mo
▼ 0.25% · 3.875%
HK$75,554
−HK$2,316/mo
Today · 4.125%
HK$77,870
baseline
▲ 0.50% · 4.625%
HK$82,608
+HK$4,738/mo
Deposit HK$16.07M · loan HK$16.07M · min. income ≈ HK$155,740/mo (50% DSR)
Upfront cash ≈ HK$17.43M (deposit + AVD stamp duty HK$1,365,715 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,517
−HK$4,405/mo
▼ 0.25% · 3.875%
HK$83,704
−HK$2,218/mo
Today · 4.125%
HK$85,922
baseline
▲ 0.50% · 4.625%
HK$90,451
+HK$4,529/mo
Deposit HK$16.07M · loan HK$16.07M · min. income ≈ HK$171,844/mo (50% DSR)
Upfront cash ≈ HK$17.43M (deposit + AVD stamp duty HK$1,365,715 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,930
−HK$5,514/mo
▼ 0.25% · 3.875%
HK$90,665
−HK$2,779/mo
Today · 4.125%
HK$93,444
baseline
▲ 0.50% · 4.625%
HK$99,130
+HK$5,686/mo
Deposit HK$12.85M · loan HK$19.28M · min. income ≈ HK$186,888/mo (50% DSR)
Upfront cash ≈ HK$14.22M (deposit + AVD stamp duty HK$1,365,715 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,821
−HK$5,285/mo
▼ 0.25% · 3.875%
HK$100,444
−HK$2,662/mo
Today · 4.125%
HK$103,106
baseline
▲ 0.50% · 4.625%
HK$108,541
+HK$5,435/mo
Deposit HK$12.85M · loan HK$19.28M · min. income ≈ HK$206,212/mo (50% DSR)
Upfront cash ≈ HK$14.22M (deposit + AVD stamp duty HK$1,365,715 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,585
−HK$6,433/mo
▼ 0.25% · 3.875%
HK$105,776
−HK$3,242/mo
Today · 4.125%
HK$109,018
baseline
▲ 0.50% · 4.625%
HK$115,651
+HK$6,633/mo
Deposit HK$9.64M · loan HK$22.49M · min. income ≈ HK$218,036/mo (50% DSR)
Upfront cash ≈ HK$11.01M (deposit + AVD stamp duty HK$1,365,715 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,124
−HK$6,166/mo
▼ 0.25% · 3.875%
HK$117,185
−HK$3,105/mo
Today · 4.125%
HK$120,290
baseline
▲ 0.50% · 4.625%
HK$126,631
+HK$6,341/mo
Deposit HK$9.64M · loan HK$22.49M · min. income ≈ HK$240,580/mo (50% DSR)
Upfront cash ≈ HK$11.01M (deposit + AVD stamp duty HK$1,365,715 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,895
−HK$8,271/mo
▼ 0.25% · 3.875%
HK$135,997
−HK$4,169/mo
Today · 4.125%
HK$140,166
baseline
▲ 0.50% · 4.625%
HK$148,694
+HK$8,528/mo
Deposit HK$3.21M · loan HK$28.92M · min. income ≈ HK$280,332/mo (50% DSR)
Upfront cash ≈ HK$4.58M (deposit + AVD stamp duty HK$1,365,715 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,731
−HK$7,928/mo
▼ 0.25% · 3.875%
HK$150,667
−HK$3,992/mo
Today · 4.125%
HK$154,659
baseline
▲ 0.50% · 4.625%
HK$162,811
+HK$8,152/mo
Deposit HK$3.21M · loan HK$28.92M · min. income ≈ HK$309,318/mo (50% DSR)
Upfront cash ≈ HK$4.58M (deposit + AVD stamp duty HK$1,365,715 · Scale 2, in force from 26 Feb 2026)