LTV · monthly repayment
▼ 0.50% · 3.625%
HK$73,297
−HK$4,596/mo
▼ 0.25% · 3.875%
HK$75,577
−HK$2,316/mo
Today · 4.125%
HK$77,893
baseline
▲ 0.50% · 4.625%
HK$82,633
+HK$4,740/mo
Deposit HK$16.07M · loan HK$16.07M · min. income ≈ HK$155,786/mo (50% DSR)
Upfront cash ≈ HK$17.44M (deposit + AVD stamp duty HK$1,366,127 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,542
−HK$4,406/mo
▼ 0.25% · 3.875%
HK$83,729
−HK$2,219/mo
Today · 4.125%
HK$85,948
baseline
▲ 0.50% · 4.625%
HK$90,478
+HK$4,530/mo
Deposit HK$16.07M · loan HK$16.07M · min. income ≈ HK$171,896/mo (50% DSR)
Upfront cash ≈ HK$17.44M (deposit + AVD stamp duty HK$1,366,127 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,956
−HK$5,516/mo
▼ 0.25% · 3.875%
HK$90,692
−HK$2,780/mo
Today · 4.125%
HK$93,472
baseline
▲ 0.50% · 4.625%
HK$99,159
+HK$5,687/mo
Deposit HK$12.86M · loan HK$19.29M · min. income ≈ HK$186,944/mo (50% DSR)
Upfront cash ≈ HK$14.22M (deposit + AVD stamp duty HK$1,366,127 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,850
−HK$5,287/mo
▼ 0.25% · 3.875%
HK$100,475
−HK$2,662/mo
Today · 4.125%
HK$103,137
baseline
▲ 0.50% · 4.625%
HK$108,574
+HK$5,437/mo
Deposit HK$12.86M · loan HK$19.29M · min. income ≈ HK$206,274/mo (50% DSR)
Upfront cash ≈ HK$14.22M (deposit + AVD stamp duty HK$1,366,127 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,616
−HK$6,435/mo
▼ 0.25% · 3.875%
HK$105,808
−HK$3,243/mo
Today · 4.125%
HK$109,051
baseline
▲ 0.50% · 4.625%
HK$115,686
+HK$6,635/mo
Deposit HK$9.64M · loan HK$22.50M · min. income ≈ HK$218,102/mo (50% DSR)
Upfront cash ≈ HK$11.01M (deposit + AVD stamp duty HK$1,366,127 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,159
−HK$6,168/mo
▼ 0.25% · 3.875%
HK$117,221
−HK$3,106/mo
Today · 4.125%
HK$120,327
baseline
▲ 0.50% · 4.625%
HK$126,669
+HK$6,342/mo
Deposit HK$9.64M · loan HK$22.50M · min. income ≈ HK$240,654/mo (50% DSR)
Upfront cash ≈ HK$11.01M (deposit + AVD stamp duty HK$1,366,127 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,934
−HK$8,274/mo
▼ 0.25% · 3.875%
HK$136,038
−HK$4,170/mo
Today · 4.125%
HK$140,208
baseline
▲ 0.50% · 4.625%
HK$148,739
+HK$8,531/mo
Deposit HK$3.21M · loan HK$28.93M · min. income ≈ HK$280,416/mo (50% DSR)
Upfront cash ≈ HK$4.58M (deposit + AVD stamp duty HK$1,366,127 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,776
−HK$7,930/mo
▼ 0.25% · 3.875%
HK$150,712
−HK$3,994/mo
Today · 4.125%
HK$154,706
baseline
▲ 0.50% · 4.625%
HK$162,860
+HK$8,154/mo
Deposit HK$3.21M · loan HK$28.93M · min. income ≈ HK$309,412/mo (50% DSR)
Upfront cash ≈ HK$4.58M (deposit + AVD stamp duty HK$1,366,127 · Scale 2, in force from 26 Feb 2026)