LTV · monthly repayment
▼ 0.50% · 3.625%
HK$73,297
−HK$4,597/mo
▼ 0.25% · 3.875%
HK$75,577
−HK$2,317/mo
Today · 4.125%
HK$77,894
baseline
▲ 0.50% · 4.625%
HK$82,633
+HK$4,739/mo
Deposit HK$16.07M · loan HK$16.07M · min. income ≈ HK$155,788/mo (50% DSR)
Upfront cash ≈ HK$17.44M (deposit + AVD stamp duty HK$1,366,133 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,542
−HK$4,406/mo
▼ 0.25% · 3.875%
HK$83,729
−HK$2,219/mo
Today · 4.125%
HK$85,948
baseline
▲ 0.50% · 4.625%
HK$90,478
+HK$4,530/mo
Deposit HK$16.07M · loan HK$16.07M · min. income ≈ HK$171,896/mo (50% DSR)
Upfront cash ≈ HK$17.44M (deposit + AVD stamp duty HK$1,366,133 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,957
−HK$5,515/mo
▼ 0.25% · 3.875%
HK$90,693
−HK$2,779/mo
Today · 4.125%
HK$93,472
baseline
▲ 0.50% · 4.625%
HK$99,160
+HK$5,688/mo
Deposit HK$12.86M · loan HK$19.29M · min. income ≈ HK$186,944/mo (50% DSR)
Upfront cash ≈ HK$14.22M (deposit + AVD stamp duty HK$1,366,133 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,851
−HK$5,286/mo
▼ 0.25% · 3.875%
HK$100,475
−HK$2,662/mo
Today · 4.125%
HK$103,137
baseline
▲ 0.50% · 4.625%
HK$108,574
+HK$5,437/mo
Deposit HK$12.86M · loan HK$19.29M · min. income ≈ HK$206,274/mo (50% DSR)
Upfront cash ≈ HK$14.22M (deposit + AVD stamp duty HK$1,366,133 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,616
−HK$6,435/mo
▼ 0.25% · 3.875%
HK$105,808
−HK$3,243/mo
Today · 4.125%
HK$109,051
baseline
▲ 0.50% · 4.625%
HK$115,687
+HK$6,636/mo
Deposit HK$9.64M · loan HK$22.50M · min. income ≈ HK$218,102/mo (50% DSR)
Upfront cash ≈ HK$11.01M (deposit + AVD stamp duty HK$1,366,133 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,159
−HK$6,168/mo
▼ 0.25% · 3.875%
HK$117,221
−HK$3,106/mo
Today · 4.125%
HK$120,327
baseline
▲ 0.50% · 4.625%
HK$126,670
+HK$6,343/mo
Deposit HK$9.64M · loan HK$22.50M · min. income ≈ HK$240,654/mo (50% DSR)
Upfront cash ≈ HK$11.01M (deposit + AVD stamp duty HK$1,366,133 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,935
−HK$8,273/mo
▼ 0.25% · 3.875%
HK$136,039
−HK$4,169/mo
Today · 4.125%
HK$140,208
baseline
▲ 0.50% · 4.625%
HK$148,740
+HK$8,532/mo
Deposit HK$3.21M · loan HK$28.93M · min. income ≈ HK$280,416/mo (50% DSR)
Upfront cash ≈ HK$4.58M (deposit + AVD stamp duty HK$1,366,133 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,776
−HK$7,930/mo
▼ 0.25% · 3.875%
HK$150,713
−HK$3,993/mo
Today · 4.125%
HK$154,706
baseline
▲ 0.50% · 4.625%
HK$162,861
+HK$8,155/mo
Deposit HK$3.21M · loan HK$28.93M · min. income ≈ HK$309,412/mo (50% DSR)
Upfront cash ≈ HK$4.58M (deposit + AVD stamp duty HK$1,366,133 · Scale 2, in force from 26 Feb 2026)