LTV · monthly repayment
▼ 0.50% · 3.625%
HK$73,298
−HK$4,597/mo
▼ 0.25% · 3.875%
HK$75,578
−HK$2,317/mo
Today · 4.125%
HK$77,895
baseline
▲ 0.50% · 4.625%
HK$82,634
+HK$4,739/mo
Deposit HK$16.07M · loan HK$16.07M · min. income ≈ HK$155,790/mo (50% DSR)
Upfront cash ≈ HK$17.44M (deposit + AVD stamp duty HK$1,366,149 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,543
−HK$4,406/mo
▼ 0.25% · 3.875%
HK$83,730
−HK$2,219/mo
Today · 4.125%
HK$85,949
baseline
▲ 0.50% · 4.625%
HK$90,479
+HK$4,530/mo
Deposit HK$16.07M · loan HK$16.07M · min. income ≈ HK$171,898/mo (50% DSR)
Upfront cash ≈ HK$17.44M (deposit + AVD stamp duty HK$1,366,149 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,958
−HK$5,515/mo
▼ 0.25% · 3.875%
HK$90,694
−HK$2,779/mo
Today · 4.125%
HK$93,473
baseline
▲ 0.50% · 4.625%
HK$99,161
+HK$5,688/mo
Deposit HK$12.86M · loan HK$19.29M · min. income ≈ HK$186,946/mo (50% DSR)
Upfront cash ≈ HK$14.22M (deposit + AVD stamp duty HK$1,366,149 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,852
−HK$5,287/mo
▼ 0.25% · 3.875%
HK$100,476
−HK$2,663/mo
Today · 4.125%
HK$103,139
baseline
▲ 0.50% · 4.625%
HK$108,575
+HK$5,436/mo
Deposit HK$12.86M · loan HK$19.29M · min. income ≈ HK$206,278/mo (50% DSR)
Upfront cash ≈ HK$14.22M (deposit + AVD stamp duty HK$1,366,149 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,617
−HK$6,435/mo
▼ 0.25% · 3.875%
HK$105,809
−HK$3,243/mo
Today · 4.125%
HK$109,052
baseline
▲ 0.50% · 4.625%
HK$115,688
+HK$6,636/mo
Deposit HK$9.64M · loan HK$22.50M · min. income ≈ HK$218,104/mo (50% DSR)
Upfront cash ≈ HK$11.01M (deposit + AVD stamp duty HK$1,366,149 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,161
−HK$6,168/mo
▼ 0.25% · 3.875%
HK$117,222
−HK$3,107/mo
Today · 4.125%
HK$120,329
baseline
▲ 0.50% · 4.625%
HK$126,671
+HK$6,342/mo
Deposit HK$9.64M · loan HK$22.50M · min. income ≈ HK$240,658/mo (50% DSR)
Upfront cash ≈ HK$11.01M (deposit + AVD stamp duty HK$1,366,149 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,937
−HK$8,273/mo
▼ 0.25% · 3.875%
HK$136,041
−HK$4,169/mo
Today · 4.125%
HK$140,210
baseline
▲ 0.50% · 4.625%
HK$148,742
+HK$8,532/mo
Deposit HK$3.21M · loan HK$28.93M · min. income ≈ HK$280,420/mo (50% DSR)
Upfront cash ≈ HK$4.58M (deposit + AVD stamp duty HK$1,366,149 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,778
−HK$7,930/mo
▼ 0.25% · 3.875%
HK$150,715
−HK$3,993/mo
Today · 4.125%
HK$154,708
baseline
▲ 0.50% · 4.625%
HK$162,863
+HK$8,155/mo
Deposit HK$3.21M · loan HK$28.93M · min. income ≈ HK$309,416/mo (50% DSR)
Upfront cash ≈ HK$4.58M (deposit + AVD stamp duty HK$1,366,149 · Scale 2, in force from 26 Feb 2026)