LTV · monthly repayment
▼ 0.50% · 3.625%
HK$73,300
−HK$4,597/mo
▼ 0.25% · 3.875%
HK$75,580
−HK$2,317/mo
Today · 4.125%
HK$77,897
baseline
▲ 0.50% · 4.625%
HK$82,637
+HK$4,740/mo
Deposit HK$16.07M · loan HK$16.07M · min. income ≈ HK$155,794/mo (50% DSR)
Upfront cash ≈ HK$17.44M (deposit + AVD stamp duty HK$1,366,189 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,546
−HK$4,405/mo
▼ 0.25% · 3.875%
HK$83,733
−HK$2,218/mo
Today · 4.125%
HK$85,951
baseline
▲ 0.50% · 4.625%
HK$90,482
+HK$4,531/mo
Deposit HK$16.07M · loan HK$16.07M · min. income ≈ HK$171,902/mo (50% DSR)
Upfront cash ≈ HK$17.44M (deposit + AVD stamp duty HK$1,366,189 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,960
−HK$5,516/mo
▼ 0.25% · 3.875%
HK$90,696
−HK$2,780/mo
Today · 4.125%
HK$93,476
baseline
▲ 0.50% · 4.625%
HK$99,164
+HK$5,688/mo
Deposit HK$12.86M · loan HK$19.29M · min. income ≈ HK$186,952/mo (50% DSR)
Upfront cash ≈ HK$14.22M (deposit + AVD stamp duty HK$1,366,189 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,855
−HK$5,287/mo
▼ 0.25% · 3.875%
HK$100,479
−HK$2,663/mo
Today · 4.125%
HK$103,142
baseline
▲ 0.50% · 4.625%
HK$108,579
+HK$5,437/mo
Deposit HK$12.86M · loan HK$19.29M · min. income ≈ HK$206,284/mo (50% DSR)
Upfront cash ≈ HK$14.22M (deposit + AVD stamp duty HK$1,366,189 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,620
−HK$6,436/mo
▼ 0.25% · 3.875%
HK$105,812
−HK$3,244/mo
Today · 4.125%
HK$109,056
baseline
▲ 0.50% · 4.625%
HK$115,691
+HK$6,635/mo
Deposit HK$9.64M · loan HK$22.50M · min. income ≈ HK$218,112/mo (50% DSR)
Upfront cash ≈ HK$11.01M (deposit + AVD stamp duty HK$1,366,189 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,164
−HK$6,168/mo
▼ 0.25% · 3.875%
HK$117,226
−HK$3,106/mo
Today · 4.125%
HK$120,332
baseline
▲ 0.50% · 4.625%
HK$126,675
+HK$6,343/mo
Deposit HK$9.64M · loan HK$22.50M · min. income ≈ HK$240,664/mo (50% DSR)
Upfront cash ≈ HK$11.01M (deposit + AVD stamp duty HK$1,366,189 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,940
−HK$8,274/mo
▼ 0.25% · 3.875%
HK$136,045
−HK$4,169/mo
Today · 4.125%
HK$140,214
baseline
▲ 0.50% · 4.625%
HK$148,746
+HK$8,532/mo
Deposit HK$3.21M · loan HK$28.93M · min. income ≈ HK$280,428/mo (50% DSR)
Upfront cash ≈ HK$4.58M (deposit + AVD stamp duty HK$1,366,189 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,782
−HK$7,931/mo
▼ 0.25% · 3.875%
HK$150,719
−HK$3,994/mo
Today · 4.125%
HK$154,713
baseline
▲ 0.50% · 4.625%
HK$162,868
+HK$8,155/mo
Deposit HK$3.21M · loan HK$28.93M · min. income ≈ HK$309,426/mo (50% DSR)
Upfront cash ≈ HK$4.58M (deposit + AVD stamp duty HK$1,366,189 · Scale 2, in force from 26 Feb 2026)