LTV · monthly repayment
▼ 0.50% · 3.625%
HK$73,303
−HK$4,597/mo
▼ 0.25% · 3.875%
HK$75,583
−HK$2,317/mo
Today · 4.125%
HK$77,900
baseline
▲ 0.50% · 4.625%
HK$82,640
+HK$4,740/mo
Deposit HK$16.07M · loan HK$16.07M · min. income ≈ HK$155,800/mo (50% DSR)
Upfront cash ≈ HK$17.44M (deposit + AVD stamp duty HK$1,366,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,549
−HK$4,406/mo
▼ 0.25% · 3.875%
HK$83,736
−HK$2,219/mo
Today · 4.125%
HK$85,955
baseline
▲ 0.50% · 4.625%
HK$90,486
+HK$4,531/mo
Deposit HK$16.07M · loan HK$16.07M · min. income ≈ HK$171,910/mo (50% DSR)
Upfront cash ≈ HK$17.44M (deposit + AVD stamp duty HK$1,366,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,964
−HK$5,516/mo
▼ 0.25% · 3.875%
HK$90,700
−HK$2,780/mo
Today · 4.125%
HK$93,480
baseline
▲ 0.50% · 4.625%
HK$99,168
+HK$5,688/mo
Deposit HK$12.86M · loan HK$19.29M · min. income ≈ HK$186,960/mo (50% DSR)
Upfront cash ≈ HK$14.23M (deposit + AVD stamp duty HK$1,366,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,859
−HK$5,287/mo
▼ 0.25% · 3.875%
HK$100,484
−HK$2,662/mo
Today · 4.125%
HK$103,146
baseline
▲ 0.50% · 4.625%
HK$108,583
+HK$5,437/mo
Deposit HK$12.86M · loan HK$19.29M · min. income ≈ HK$206,292/mo (50% DSR)
Upfront cash ≈ HK$14.23M (deposit + AVD stamp duty HK$1,366,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,625
−HK$6,435/mo
▼ 0.25% · 3.875%
HK$105,817
−HK$3,243/mo
Today · 4.125%
HK$109,060
baseline
▲ 0.50% · 4.625%
HK$115,696
+HK$6,636/mo
Deposit HK$9.64M · loan HK$22.50M · min. income ≈ HK$218,120/mo (50% DSR)
Upfront cash ≈ HK$11.01M (deposit + AVD stamp duty HK$1,366,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,169
−HK$6,168/mo
▼ 0.25% · 3.875%
HK$117,231
−HK$3,106/mo
Today · 4.125%
HK$120,337
baseline
▲ 0.50% · 4.625%
HK$126,680
+HK$6,343/mo
Deposit HK$9.64M · loan HK$22.50M · min. income ≈ HK$240,674/mo (50% DSR)
Upfront cash ≈ HK$11.01M (deposit + AVD stamp duty HK$1,366,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,946
−HK$8,274/mo
▼ 0.25% · 3.875%
HK$136,050
−HK$4,170/mo
Today · 4.125%
HK$140,220
baseline
▲ 0.50% · 4.625%
HK$148,752
+HK$8,532/mo
Deposit HK$3.21M · loan HK$28.93M · min. income ≈ HK$280,440/mo (50% DSR)
Upfront cash ≈ HK$4.58M (deposit + AVD stamp duty HK$1,366,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,788
−HK$7,931/mo
▼ 0.25% · 3.875%
HK$150,725
−HK$3,994/mo
Today · 4.125%
HK$154,719
baseline
▲ 0.50% · 4.625%
HK$162,874
+HK$8,155/mo
Deposit HK$3.21M · loan HK$28.93M · min. income ≈ HK$309,438/mo (50% DSR)
Upfront cash ≈ HK$4.58M (deposit + AVD stamp duty HK$1,366,246 · Scale 2, in force from 26 Feb 2026)