LTV · monthly repayment
▼ 0.50% · 3.625%
HK$73,307
−HK$4,597/mo
▼ 0.25% · 3.875%
HK$75,587
−HK$2,317/mo
Today · 4.125%
HK$77,904
baseline
▲ 0.50% · 4.625%
HK$82,644
+HK$4,740/mo
Deposit HK$16.07M · loan HK$16.07M · min. income ≈ HK$155,808/mo (50% DSR)
Upfront cash ≈ HK$17.44M (deposit + AVD stamp duty HK$1,366,310 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,553
−HK$4,406/mo
▼ 0.25% · 3.875%
HK$83,740
−HK$2,219/mo
Today · 4.125%
HK$85,959
baseline
▲ 0.50% · 4.625%
HK$90,490
+HK$4,531/mo
Deposit HK$16.07M · loan HK$16.07M · min. income ≈ HK$171,918/mo (50% DSR)
Upfront cash ≈ HK$17.44M (deposit + AVD stamp duty HK$1,366,310 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,968
−HK$5,516/mo
▼ 0.25% · 3.875%
HK$90,704
−HK$2,780/mo
Today · 4.125%
HK$93,484
baseline
▲ 0.50% · 4.625%
HK$99,173
+HK$5,689/mo
Deposit HK$12.86M · loan HK$19.29M · min. income ≈ HK$186,968/mo (50% DSR)
Upfront cash ≈ HK$14.23M (deposit + AVD stamp duty HK$1,366,310 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,864
−HK$5,287/mo
▼ 0.25% · 3.875%
HK$100,488
−HK$2,663/mo
Today · 4.125%
HK$103,151
baseline
▲ 0.50% · 4.625%
HK$108,588
+HK$5,437/mo
Deposit HK$12.86M · loan HK$19.29M · min. income ≈ HK$206,302/mo (50% DSR)
Upfront cash ≈ HK$14.23M (deposit + AVD stamp duty HK$1,366,310 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,629
−HK$6,436/mo
▼ 0.25% · 3.875%
HK$105,822
−HK$3,243/mo
Today · 4.125%
HK$109,065
baseline
▲ 0.50% · 4.625%
HK$115,702
+HK$6,637/mo
Deposit HK$9.64M · loan HK$22.50M · min. income ≈ HK$218,130/mo (50% DSR)
Upfront cash ≈ HK$11.01M (deposit + AVD stamp duty HK$1,366,310 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,174
−HK$6,169/mo
▼ 0.25% · 3.875%
HK$117,236
−HK$3,107/mo
Today · 4.125%
HK$120,343
baseline
▲ 0.50% · 4.625%
HK$126,686
+HK$6,343/mo
Deposit HK$9.64M · loan HK$22.50M · min. income ≈ HK$240,686/mo (50% DSR)
Upfront cash ≈ HK$11.01M (deposit + AVD stamp duty HK$1,366,310 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,952
−HK$8,275/mo
▼ 0.25% · 3.875%
HK$136,057
−HK$4,170/mo
Today · 4.125%
HK$140,227
baseline
▲ 0.50% · 4.625%
HK$148,759
+HK$8,532/mo
Deposit HK$3.21M · loan HK$28.93M · min. income ≈ HK$280,454/mo (50% DSR)
Upfront cash ≈ HK$4.58M (deposit + AVD stamp duty HK$1,366,310 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,795
−HK$7,931/mo
▼ 0.25% · 3.875%
HK$150,732
−HK$3,994/mo
Today · 4.125%
HK$154,726
baseline
▲ 0.50% · 4.625%
HK$162,882
+HK$8,156/mo
Deposit HK$3.21M · loan HK$28.93M · min. income ≈ HK$309,452/mo (50% DSR)
Upfront cash ≈ HK$4.58M (deposit + AVD stamp duty HK$1,366,310 · Scale 2, in force from 26 Feb 2026)