LTV · monthly repayment
▼ 0.50% · 3.625%
HK$73,310
−HK$4,597/mo
▼ 0.25% · 3.875%
HK$75,590
−HK$2,317/mo
Today · 4.125%
HK$77,907
baseline
▲ 0.50% · 4.625%
HK$82,647
+HK$4,740/mo
Deposit HK$16.07M · loan HK$16.07M · min. income ≈ HK$155,814/mo (50% DSR)
Upfront cash ≈ HK$17.44M (deposit + AVD stamp duty HK$1,366,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,556
−HK$4,407/mo
▼ 0.25% · 3.875%
HK$83,744
−HK$2,219/mo
Today · 4.125%
HK$85,963
baseline
▲ 0.50% · 4.625%
HK$90,494
+HK$4,531/mo
Deposit HK$16.07M · loan HK$16.07M · min. income ≈ HK$171,926/mo (50% DSR)
Upfront cash ≈ HK$17.44M (deposit + AVD stamp duty HK$1,366,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,972
−HK$5,516/mo
▼ 0.25% · 3.875%
HK$90,708
−HK$2,780/mo
Today · 4.125%
HK$93,488
baseline
▲ 0.50% · 4.625%
HK$99,177
+HK$5,689/mo
Deposit HK$12.86M · loan HK$19.29M · min. income ≈ HK$186,976/mo (50% DSR)
Upfront cash ≈ HK$14.23M (deposit + AVD stamp duty HK$1,366,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,868
−HK$5,287/mo
▼ 0.25% · 3.875%
HK$100,492
−HK$2,663/mo
Today · 4.125%
HK$103,155
baseline
▲ 0.50% · 4.625%
HK$108,593
+HK$5,438/mo
Deposit HK$12.86M · loan HK$19.29M · min. income ≈ HK$206,310/mo (50% DSR)
Upfront cash ≈ HK$14.23M (deposit + AVD stamp duty HK$1,366,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,634
−HK$6,436/mo
▼ 0.25% · 3.875%
HK$105,826
−HK$3,244/mo
Today · 4.125%
HK$109,070
baseline
▲ 0.50% · 4.625%
HK$115,706
+HK$6,636/mo
Deposit HK$9.64M · loan HK$22.50M · min. income ≈ HK$218,140/mo (50% DSR)
Upfront cash ≈ HK$11.01M (deposit + AVD stamp duty HK$1,366,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,179
−HK$6,169/mo
▼ 0.25% · 3.875%
HK$117,241
−HK$3,107/mo
Today · 4.125%
HK$120,348
baseline
▲ 0.50% · 4.625%
HK$126,691
+HK$6,343/mo
Deposit HK$9.64M · loan HK$22.50M · min. income ≈ HK$240,696/mo (50% DSR)
Upfront cash ≈ HK$11.01M (deposit + AVD stamp duty HK$1,366,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,958
−HK$8,274/mo
▼ 0.25% · 3.875%
HK$136,062
−HK$4,170/mo
Today · 4.125%
HK$140,232
baseline
▲ 0.50% · 4.625%
HK$148,765
+HK$8,533/mo
Deposit HK$3.21M · loan HK$28.93M · min. income ≈ HK$280,464/mo (50% DSR)
Upfront cash ≈ HK$4.58M (deposit + AVD stamp duty HK$1,366,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,801
−HK$7,932/mo
▼ 0.25% · 3.875%
HK$150,739
−HK$3,994/mo
Today · 4.125%
HK$154,733
baseline
▲ 0.50% · 4.625%
HK$162,889
+HK$8,156/mo
Deposit HK$3.21M · loan HK$28.93M · min. income ≈ HK$309,466/mo (50% DSR)
Upfront cash ≈ HK$4.58M (deposit + AVD stamp duty HK$1,366,366 · Scale 2, in force from 26 Feb 2026)