LTV · monthly repayment
▼ 0.50% · 3.625%
HK$73,318
−HK$4,597/mo
▼ 0.25% · 3.875%
HK$75,598
−HK$2,317/mo
Today · 4.125%
HK$77,915
baseline
▲ 0.50% · 4.625%
HK$82,656
+HK$4,741/mo
Deposit HK$16.08M · loan HK$16.08M · min. income ≈ HK$155,830/mo (50% DSR)
Upfront cash ≈ HK$17.44M (deposit + AVD stamp duty HK$1,366,516 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,565
−HK$4,407/mo
▼ 0.25% · 3.875%
HK$83,753
−HK$2,219/mo
Today · 4.125%
HK$85,972
baseline
▲ 0.50% · 4.625%
HK$90,504
+HK$4,532/mo
Deposit HK$16.08M · loan HK$16.08M · min. income ≈ HK$171,944/mo (50% DSR)
Upfront cash ≈ HK$17.44M (deposit + AVD stamp duty HK$1,366,516 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,981
−HK$5,518/mo
▼ 0.25% · 3.875%
HK$90,718
−HK$2,781/mo
Today · 4.125%
HK$93,499
baseline
▲ 0.50% · 4.625%
HK$99,188
+HK$5,689/mo
Deposit HK$12.86M · loan HK$19.29M · min. income ≈ HK$186,998/mo (50% DSR)
Upfront cash ≈ HK$14.23M (deposit + AVD stamp duty HK$1,366,516 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,878
−HK$5,288/mo
▼ 0.25% · 3.875%
HK$100,503
−HK$2,663/mo
Today · 4.125%
HK$103,166
baseline
▲ 0.50% · 4.625%
HK$108,604
+HK$5,438/mo
Deposit HK$12.86M · loan HK$19.29M · min. income ≈ HK$206,332/mo (50% DSR)
Upfront cash ≈ HK$14.23M (deposit + AVD stamp duty HK$1,366,516 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,645
−HK$6,437/mo
▼ 0.25% · 3.875%
HK$105,838
−HK$3,244/mo
Today · 4.125%
HK$109,082
baseline
▲ 0.50% · 4.625%
HK$115,719
+HK$6,637/mo
Deposit HK$9.65M · loan HK$22.51M · min. income ≈ HK$218,164/mo (50% DSR)
Upfront cash ≈ HK$11.01M (deposit + AVD stamp duty HK$1,366,516 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,191
−HK$6,170/mo
▼ 0.25% · 3.875%
HK$117,254
−HK$3,107/mo
Today · 4.125%
HK$120,361
baseline
▲ 0.50% · 4.625%
HK$126,705
+HK$6,344/mo
Deposit HK$9.65M · loan HK$22.51M · min. income ≈ HK$240,722/mo (50% DSR)
Upfront cash ≈ HK$11.01M (deposit + AVD stamp duty HK$1,366,516 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,972
−HK$8,276/mo
▼ 0.25% · 3.875%
HK$136,077
−HK$4,171/mo
Today · 4.125%
HK$140,248
baseline
▲ 0.50% · 4.625%
HK$148,782
+HK$8,534/mo
Deposit HK$3.22M · loan HK$28.94M · min. income ≈ HK$280,496/mo (50% DSR)
Upfront cash ≈ HK$4.58M (deposit + AVD stamp duty HK$1,366,516 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,818
−HK$7,932/mo
▼ 0.25% · 3.875%
HK$150,755
−HK$3,995/mo
Today · 4.125%
HK$154,750
baseline
▲ 0.50% · 4.625%
HK$162,907
+HK$8,157/mo
Deposit HK$3.22M · loan HK$28.94M · min. income ≈ HK$309,500/mo (50% DSR)
Upfront cash ≈ HK$4.58M (deposit + AVD stamp duty HK$1,366,516 · Scale 2, in force from 26 Feb 2026)