LTV · monthly repayment
▼ 0.50% · 3.625%
HK$73,319
−HK$4,598/mo
▼ 0.25% · 3.875%
HK$75,600
−HK$2,317/mo
Today · 4.125%
HK$77,917
baseline
▲ 0.50% · 4.625%
HK$82,658
+HK$4,741/mo
Deposit HK$16.08M · loan HK$16.08M · min. income ≈ HK$155,834/mo (50% DSR)
Upfront cash ≈ HK$17.44M (deposit + AVD stamp duty HK$1,366,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,567
−HK$4,407/mo
▼ 0.25% · 3.875%
HK$83,755
−HK$2,219/mo
Today · 4.125%
HK$85,974
baseline
▲ 0.50% · 4.625%
HK$90,506
+HK$4,532/mo
Deposit HK$16.08M · loan HK$16.08M · min. income ≈ HK$171,948/mo (50% DSR)
Upfront cash ≈ HK$17.44M (deposit + AVD stamp duty HK$1,366,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,983
−HK$5,518/mo
▼ 0.25% · 3.875%
HK$90,720
−HK$2,781/mo
Today · 4.125%
HK$93,501
baseline
▲ 0.50% · 4.625%
HK$99,190
+HK$5,689/mo
Deposit HK$12.86M · loan HK$19.29M · min. income ≈ HK$187,002/mo (50% DSR)
Upfront cash ≈ HK$14.23M (deposit + AVD stamp duty HK$1,366,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,881
−HK$5,288/mo
▼ 0.25% · 3.875%
HK$100,506
−HK$2,663/mo
Today · 4.125%
HK$103,169
baseline
▲ 0.50% · 4.625%
HK$108,607
+HK$5,438/mo
Deposit HK$12.86M · loan HK$19.29M · min. income ≈ HK$206,338/mo (50% DSR)
Upfront cash ≈ HK$14.23M (deposit + AVD stamp duty HK$1,366,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,647
−HK$6,437/mo
▼ 0.25% · 3.875%
HK$105,840
−HK$3,244/mo
Today · 4.125%
HK$109,084
baseline
▲ 0.50% · 4.625%
HK$115,722
+HK$6,638/mo
Deposit HK$9.65M · loan HK$22.51M · min. income ≈ HK$218,168/mo (50% DSR)
Upfront cash ≈ HK$11.01M (deposit + AVD stamp duty HK$1,366,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,194
−HK$6,170/mo
▼ 0.25% · 3.875%
HK$117,257
−HK$3,107/mo
Today · 4.125%
HK$120,364
baseline
▲ 0.50% · 4.625%
HK$126,708
+HK$6,344/mo
Deposit HK$9.65M · loan HK$22.51M · min. income ≈ HK$240,728/mo (50% DSR)
Upfront cash ≈ HK$11.01M (deposit + AVD stamp duty HK$1,366,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,975
−HK$8,276/mo
▼ 0.25% · 3.875%
HK$136,080
−HK$4,171/mo
Today · 4.125%
HK$140,251
baseline
▲ 0.50% · 4.625%
HK$148,785
+HK$8,534/mo
Deposit HK$3.22M · loan HK$28.94M · min. income ≈ HK$280,502/mo (50% DSR)
Upfront cash ≈ HK$4.58M (deposit + AVD stamp duty HK$1,366,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,821
−HK$7,932/mo
▼ 0.25% · 3.875%
HK$150,759
−HK$3,994/mo
Today · 4.125%
HK$154,753
baseline
▲ 0.50% · 4.625%
HK$162,910
+HK$8,157/mo
Deposit HK$3.22M · loan HK$28.94M · min. income ≈ HK$309,506/mo (50% DSR)
Upfront cash ≈ HK$4.58M (deposit + AVD stamp duty HK$1,366,548 · Scale 2, in force from 26 Feb 2026)