LTV · monthly repayment
▼ 0.50% · 3.625%
HK$73,322
−HK$4,598/mo
▼ 0.25% · 3.875%
HK$75,602
−HK$2,318/mo
Today · 4.125%
HK$77,920
baseline
▲ 0.50% · 4.625%
HK$82,661
+HK$4,741/mo
Deposit HK$16.08M · loan HK$16.08M · min. income ≈ HK$155,840/mo (50% DSR)
Upfront cash ≈ HK$17.44M (deposit + AVD stamp duty HK$1,366,589 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,570
−HK$4,407/mo
▼ 0.25% · 3.875%
HK$83,757
−HK$2,220/mo
Today · 4.125%
HK$85,977
baseline
▲ 0.50% · 4.625%
HK$90,509
+HK$4,532/mo
Deposit HK$16.08M · loan HK$16.08M · min. income ≈ HK$171,954/mo (50% DSR)
Upfront cash ≈ HK$17.44M (deposit + AVD stamp duty HK$1,366,589 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,986
−HK$5,518/mo
▼ 0.25% · 3.875%
HK$90,723
−HK$2,781/mo
Today · 4.125%
HK$93,504
baseline
▲ 0.50% · 4.625%
HK$99,193
+HK$5,689/mo
Deposit HK$12.86M · loan HK$19.29M · min. income ≈ HK$187,008/mo (50% DSR)
Upfront cash ≈ HK$14.23M (deposit + AVD stamp duty HK$1,366,589 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,884
−HK$5,288/mo
▼ 0.25% · 3.875%
HK$100,509
−HK$2,663/mo
Today · 4.125%
HK$103,172
baseline
▲ 0.50% · 4.625%
HK$108,610
+HK$5,438/mo
Deposit HK$12.86M · loan HK$19.29M · min. income ≈ HK$206,344/mo (50% DSR)
Upfront cash ≈ HK$14.23M (deposit + AVD stamp duty HK$1,366,589 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,650
−HK$6,438/mo
▼ 0.25% · 3.875%
HK$105,843
−HK$3,245/mo
Today · 4.125%
HK$109,088
baseline
▲ 0.50% · 4.625%
HK$115,725
+HK$6,637/mo
Deposit HK$9.65M · loan HK$22.51M · min. income ≈ HK$218,176/mo (50% DSR)
Upfront cash ≈ HK$11.01M (deposit + AVD stamp duty HK$1,366,589 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,198
−HK$6,169/mo
▼ 0.25% · 3.875%
HK$117,260
−HK$3,107/mo
Today · 4.125%
HK$120,367
baseline
▲ 0.50% · 4.625%
HK$126,712
+HK$6,345/mo
Deposit HK$9.65M · loan HK$22.51M · min. income ≈ HK$240,734/mo (50% DSR)
Upfront cash ≈ HK$11.01M (deposit + AVD stamp duty HK$1,366,589 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,979
−HK$8,276/mo
▼ 0.25% · 3.875%
HK$136,084
−HK$4,171/mo
Today · 4.125%
HK$140,255
baseline
▲ 0.50% · 4.625%
HK$148,790
+HK$8,535/mo
Deposit HK$3.22M · loan HK$28.94M · min. income ≈ HK$280,510/mo (50% DSR)
Upfront cash ≈ HK$4.58M (deposit + AVD stamp duty HK$1,366,589 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,825
−HK$7,933/mo
▼ 0.25% · 3.875%
HK$150,763
−HK$3,995/mo
Today · 4.125%
HK$154,758
baseline
▲ 0.50% · 4.625%
HK$162,915
+HK$8,157/mo
Deposit HK$3.22M · loan HK$28.94M · min. income ≈ HK$309,516/mo (50% DSR)
Upfront cash ≈ HK$4.58M (deposit + AVD stamp duty HK$1,366,589 · Scale 2, in force from 26 Feb 2026)