LTV · monthly repayment
▼ 0.50% · 3.625%
HK$73,323
−HK$4,598/mo
▼ 0.25% · 3.875%
HK$75,604
−HK$2,317/mo
Today · 4.125%
HK$77,921
baseline
▲ 0.50% · 4.625%
HK$82,662
+HK$4,741/mo
Deposit HK$16.08M · loan HK$16.08M · min. income ≈ HK$155,842/mo (50% DSR)
Upfront cash ≈ HK$17.44M (deposit + AVD stamp duty HK$1,366,611 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,571
−HK$4,407/mo
▼ 0.25% · 3.875%
HK$83,759
−HK$2,219/mo
Today · 4.125%
HK$85,978
baseline
▲ 0.50% · 4.625%
HK$90,510
+HK$4,532/mo
Deposit HK$16.08M · loan HK$16.08M · min. income ≈ HK$171,956/mo (50% DSR)
Upfront cash ≈ HK$17.44M (deposit + AVD stamp duty HK$1,366,611 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,987
−HK$5,518/mo
▼ 0.25% · 3.875%
HK$90,724
−HK$2,781/mo
Today · 4.125%
HK$93,505
baseline
▲ 0.50% · 4.625%
HK$99,195
+HK$5,690/mo
Deposit HK$12.86M · loan HK$19.29M · min. income ≈ HK$187,010/mo (50% DSR)
Upfront cash ≈ HK$14.23M (deposit + AVD stamp duty HK$1,366,611 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,885
−HK$5,289/mo
▼ 0.25% · 3.875%
HK$100,510
−HK$2,664/mo
Today · 4.125%
HK$103,174
baseline
▲ 0.50% · 4.625%
HK$108,612
+HK$5,438/mo
Deposit HK$12.86M · loan HK$19.29M · min. income ≈ HK$206,348/mo (50% DSR)
Upfront cash ≈ HK$14.23M (deposit + AVD stamp duty HK$1,366,611 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,652
−HK$6,437/mo
▼ 0.25% · 3.875%
HK$105,845
−HK$3,244/mo
Today · 4.125%
HK$109,089
baseline
▲ 0.50% · 4.625%
HK$115,727
+HK$6,638/mo
Deposit HK$9.65M · loan HK$22.51M · min. income ≈ HK$218,178/mo (50% DSR)
Upfront cash ≈ HK$11.01M (deposit + AVD stamp duty HK$1,366,611 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,199
−HK$6,170/mo
▼ 0.25% · 3.875%
HK$117,262
−HK$3,107/mo
Today · 4.125%
HK$120,369
baseline
▲ 0.50% · 4.625%
HK$126,714
+HK$6,345/mo
Deposit HK$9.65M · loan HK$22.51M · min. income ≈ HK$240,738/mo (50% DSR)
Upfront cash ≈ HK$11.01M (deposit + AVD stamp duty HK$1,366,611 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,981
−HK$8,277/mo
▼ 0.25% · 3.875%
HK$136,087
−HK$4,171/mo
Today · 4.125%
HK$140,258
baseline
▲ 0.50% · 4.625%
HK$148,792
+HK$8,534/mo
Deposit HK$3.22M · loan HK$28.94M · min. income ≈ HK$280,516/mo (50% DSR)
Upfront cash ≈ HK$4.58M (deposit + AVD stamp duty HK$1,366,611 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,828
−HK$7,932/mo
▼ 0.25% · 3.875%
HK$150,766
−HK$3,994/mo
Today · 4.125%
HK$154,760
baseline
▲ 0.50% · 4.625%
HK$162,918
+HK$8,158/mo
Deposit HK$3.22M · loan HK$28.94M · min. income ≈ HK$309,520/mo (50% DSR)
Upfront cash ≈ HK$4.58M (deposit + AVD stamp duty HK$1,366,611 · Scale 2, in force from 26 Feb 2026)