LTV · monthly repayment
▼ 0.50% · 3.625%
HK$73,329
−HK$4,599/mo
▼ 0.25% · 3.875%
HK$75,610
−HK$2,318/mo
Today · 4.125%
HK$77,928
baseline
▲ 0.50% · 4.625%
HK$82,669
+HK$4,741/mo
Deposit HK$16.08M · loan HK$16.08M · min. income ≈ HK$155,856/mo (50% DSR)
Upfront cash ≈ HK$17.45M (deposit + AVD stamp duty HK$1,366,727 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,578
−HK$4,407/mo
▼ 0.25% · 3.875%
HK$83,766
−HK$2,219/mo
Today · 4.125%
HK$85,985
baseline
▲ 0.50% · 4.625%
HK$90,518
+HK$4,533/mo
Deposit HK$16.08M · loan HK$16.08M · min. income ≈ HK$171,970/mo (50% DSR)
Upfront cash ≈ HK$17.45M (deposit + AVD stamp duty HK$1,366,727 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,995
−HK$5,518/mo
▼ 0.25% · 3.875%
HK$90,732
−HK$2,781/mo
Today · 4.125%
HK$93,513
baseline
▲ 0.50% · 4.625%
HK$99,203
+HK$5,690/mo
Deposit HK$12.86M · loan HK$19.29M · min. income ≈ HK$187,026/mo (50% DSR)
Upfront cash ≈ HK$14.23M (deposit + AVD stamp duty HK$1,366,727 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,894
−HK$5,288/mo
▼ 0.25% · 3.875%
HK$100,519
−HK$2,663/mo
Today · 4.125%
HK$103,182
baseline
▲ 0.50% · 4.625%
HK$108,621
+HK$5,439/mo
Deposit HK$12.86M · loan HK$19.29M · min. income ≈ HK$206,364/mo (50% DSR)
Upfront cash ≈ HK$14.23M (deposit + AVD stamp duty HK$1,366,727 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,661
−HK$6,438/mo
▼ 0.25% · 3.875%
HK$105,854
−HK$3,245/mo
Today · 4.125%
HK$109,099
baseline
▲ 0.50% · 4.625%
HK$115,737
+HK$6,638/mo
Deposit HK$9.65M · loan HK$22.51M · min. income ≈ HK$218,198/mo (50% DSR)
Upfront cash ≈ HK$11.01M (deposit + AVD stamp duty HK$1,366,727 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,209
−HK$6,170/mo
▼ 0.25% · 3.875%
HK$117,272
−HK$3,107/mo
Today · 4.125%
HK$120,379
baseline
▲ 0.50% · 4.625%
HK$126,725
+HK$6,346/mo
Deposit HK$9.65M · loan HK$22.51M · min. income ≈ HK$240,758/mo (50% DSR)
Upfront cash ≈ HK$11.01M (deposit + AVD stamp duty HK$1,366,727 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,992
−HK$8,278/mo
▼ 0.25% · 3.875%
HK$136,098
−HK$4,172/mo
Today · 4.125%
HK$140,270
baseline
▲ 0.50% · 4.625%
HK$148,805
+HK$8,535/mo
Deposit HK$3.22M · loan HK$28.94M · min. income ≈ HK$280,540/mo (50% DSR)
Upfront cash ≈ HK$4.58M (deposit + AVD stamp duty HK$1,366,727 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,840
−HK$7,934/mo
▼ 0.25% · 3.875%
HK$150,778
−HK$3,996/mo
Today · 4.125%
HK$154,774
baseline
▲ 0.50% · 4.625%
HK$162,932
+HK$8,158/mo
Deposit HK$3.22M · loan HK$28.94M · min. income ≈ HK$309,548/mo (50% DSR)
Upfront cash ≈ HK$4.58M (deposit + AVD stamp duty HK$1,366,727 · Scale 2, in force from 26 Feb 2026)