LTV · monthly repayment
▼ 0.50% · 3.625%
HK$73,333
−HK$4,599/mo
▼ 0.25% · 3.875%
HK$75,614
−HK$2,318/mo
Today · 4.125%
HK$77,932
baseline
▲ 0.50% · 4.625%
HK$82,674
+HK$4,742/mo
Deposit HK$16.08M · loan HK$16.08M · min. income ≈ HK$155,864/mo (50% DSR)
Upfront cash ≈ HK$17.45M (deposit + AVD stamp duty HK$1,366,800 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,582
−HK$4,408/mo
▼ 0.25% · 3.875%
HK$83,770
−HK$2,220/mo
Today · 4.125%
HK$85,990
baseline
▲ 0.50% · 4.625%
HK$90,523
+HK$4,533/mo
Deposit HK$16.08M · loan HK$16.08M · min. income ≈ HK$171,980/mo (50% DSR)
Upfront cash ≈ HK$17.45M (deposit + AVD stamp duty HK$1,366,800 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,000
−HK$5,518/mo
▼ 0.25% · 3.875%
HK$90,737
−HK$2,781/mo
Today · 4.125%
HK$93,518
baseline
▲ 0.50% · 4.625%
HK$99,208
+HK$5,690/mo
Deposit HK$12.86M · loan HK$19.30M · min. income ≈ HK$187,036/mo (50% DSR)
Upfront cash ≈ HK$14.23M (deposit + AVD stamp duty HK$1,366,800 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,899
−HK$5,289/mo
▼ 0.25% · 3.875%
HK$100,524
−HK$2,664/mo
Today · 4.125%
HK$103,188
baseline
▲ 0.50% · 4.625%
HK$108,627
+HK$5,439/mo
Deposit HK$12.86M · loan HK$19.30M · min. income ≈ HK$206,376/mo (50% DSR)
Upfront cash ≈ HK$14.23M (deposit + AVD stamp duty HK$1,366,800 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,666
−HK$6,438/mo
▼ 0.25% · 3.875%
HK$105,860
−HK$3,244/mo
Today · 4.125%
HK$109,104
baseline
▲ 0.50% · 4.625%
HK$115,743
+HK$6,639/mo
Deposit HK$9.65M · loan HK$22.51M · min. income ≈ HK$218,208/mo (50% DSR)
Upfront cash ≈ HK$11.01M (deposit + AVD stamp duty HK$1,366,800 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,215
−HK$6,171/mo
▼ 0.25% · 3.875%
HK$117,278
−HK$3,108/mo
Today · 4.125%
HK$120,386
baseline
▲ 0.50% · 4.625%
HK$126,732
+HK$6,346/mo
Deposit HK$9.65M · loan HK$22.51M · min. income ≈ HK$240,772/mo (50% DSR)
Upfront cash ≈ HK$11.01M (deposit + AVD stamp duty HK$1,366,800 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,999
−HK$8,278/mo
▼ 0.25% · 3.875%
HK$136,105
−HK$4,172/mo
Today · 4.125%
HK$140,277
baseline
▲ 0.50% · 4.625%
HK$148,812
+HK$8,535/mo
Deposit HK$3.22M · loan HK$28.94M · min. income ≈ HK$280,554/mo (50% DSR)
Upfront cash ≈ HK$4.58M (deposit + AVD stamp duty HK$1,366,800 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,848
−HK$7,934/mo
▼ 0.25% · 3.875%
HK$150,786
−HK$3,996/mo
Today · 4.125%
HK$154,782
baseline
▲ 0.50% · 4.625%
HK$162,941
+HK$8,159/mo
Deposit HK$3.22M · loan HK$28.94M · min. income ≈ HK$309,564/mo (50% DSR)
Upfront cash ≈ HK$4.58M (deposit + AVD stamp duty HK$1,366,800 · Scale 2, in force from 26 Feb 2026)