LTV · monthly repayment
▼ 0.50% · 3.625%
HK$73,347
−HK$4,599/mo
▼ 0.25% · 3.875%
HK$75,628
−HK$2,318/mo
Today · 4.125%
HK$77,946
baseline
▲ 0.50% · 4.625%
HK$82,689
+HK$4,743/mo
Deposit HK$16.08M · loan HK$16.08M · min. income ≈ HK$155,892/mo (50% DSR)
Upfront cash ≈ HK$17.45M (deposit + AVD stamp duty HK$1,367,052 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,597
−HK$4,409/mo
▼ 0.25% · 3.875%
HK$83,786
−HK$2,220/mo
Today · 4.125%
HK$86,006
baseline
▲ 0.50% · 4.625%
HK$90,539
+HK$4,533/mo
Deposit HK$16.08M · loan HK$16.08M · min. income ≈ HK$172,012/mo (50% DSR)
Upfront cash ≈ HK$17.45M (deposit + AVD stamp duty HK$1,367,052 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,016
−HK$5,519/mo
▼ 0.25% · 3.875%
HK$90,754
−HK$2,781/mo
Today · 4.125%
HK$93,535
baseline
▲ 0.50% · 4.625%
HK$99,227
+HK$5,692/mo
Deposit HK$12.87M · loan HK$19.30M · min. income ≈ HK$187,070/mo (50% DSR)
Upfront cash ≈ HK$14.23M (deposit + AVD stamp duty HK$1,367,052 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,917
−HK$5,290/mo
▼ 0.25% · 3.875%
HK$100,543
−HK$2,664/mo
Today · 4.125%
HK$103,207
baseline
▲ 0.50% · 4.625%
HK$108,647
+HK$5,440/mo
Deposit HK$12.87M · loan HK$19.30M · min. income ≈ HK$206,414/mo (50% DSR)
Upfront cash ≈ HK$14.23M (deposit + AVD stamp duty HK$1,367,052 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,685
−HK$6,439/mo
▼ 0.25% · 3.875%
HK$105,879
−HK$3,245/mo
Today · 4.125%
HK$109,124
baseline
▲ 0.50% · 4.625%
HK$115,764
+HK$6,640/mo
Deposit HK$9.65M · loan HK$22.52M · min. income ≈ HK$218,248/mo (50% DSR)
Upfront cash ≈ HK$11.02M (deposit + AVD stamp duty HK$1,367,052 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,236
−HK$6,172/mo
▼ 0.25% · 3.875%
HK$117,300
−HK$3,108/mo
Today · 4.125%
HK$120,408
baseline
▲ 0.50% · 4.625%
HK$126,755
+HK$6,347/mo
Deposit HK$9.65M · loan HK$22.52M · min. income ≈ HK$240,816/mo (50% DSR)
Upfront cash ≈ HK$11.02M (deposit + AVD stamp duty HK$1,367,052 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,024
−HK$8,279/mo
▼ 0.25% · 3.875%
HK$136,130
−HK$4,173/mo
Today · 4.125%
HK$140,303
baseline
▲ 0.50% · 4.625%
HK$148,840
+HK$8,537/mo
Deposit HK$3.22M · loan HK$28.95M · min. income ≈ HK$280,606/mo (50% DSR)
Upfront cash ≈ HK$4.58M (deposit + AVD stamp duty HK$1,367,052 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,875
−HK$7,935/mo
▼ 0.25% · 3.875%
HK$150,814
−HK$3,996/mo
Today · 4.125%
HK$154,810
baseline
▲ 0.50% · 4.625%
HK$162,971
+HK$8,161/mo
Deposit HK$3.22M · loan HK$28.95M · min. income ≈ HK$309,620/mo (50% DSR)
Upfront cash ≈ HK$4.58M (deposit + AVD stamp duty HK$1,367,052 · Scale 2, in force from 26 Feb 2026)