LTV · monthly repayment
▼ 0.50% · 3.625%
HK$73,356
−HK$4,600/mo
▼ 0.25% · 3.875%
HK$75,638
−HK$2,318/mo
Today · 4.125%
HK$77,956
baseline
▲ 0.50% · 4.625%
HK$82,699
+HK$4,743/mo
Deposit HK$16.08M · loan HK$16.08M · min. income ≈ HK$155,912/mo (50% DSR)
Upfront cash ≈ HK$17.45M (deposit + AVD stamp duty HK$1,367,223 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,608
−HK$4,409/mo
▼ 0.25% · 3.875%
HK$83,796
−HK$2,221/mo
Today · 4.125%
HK$86,017
baseline
▲ 0.50% · 4.625%
HK$90,551
+HK$4,534/mo
Deposit HK$16.08M · loan HK$16.08M · min. income ≈ HK$172,034/mo (50% DSR)
Upfront cash ≈ HK$17.45M (deposit + AVD stamp duty HK$1,367,223 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,027
−HK$5,520/mo
▼ 0.25% · 3.875%
HK$90,765
−HK$2,782/mo
Today · 4.125%
HK$93,547
baseline
▲ 0.50% · 4.625%
HK$99,239
+HK$5,692/mo
Deposit HK$12.87M · loan HK$19.30M · min. income ≈ HK$187,094/mo (50% DSR)
Upfront cash ≈ HK$14.24M (deposit + AVD stamp duty HK$1,367,223 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,929
−HK$5,291/mo
▼ 0.25% · 3.875%
HK$100,555
−HK$2,665/mo
Today · 4.125%
HK$103,220
baseline
▲ 0.50% · 4.625%
HK$108,661
+HK$5,441/mo
Deposit HK$12.87M · loan HK$19.30M · min. income ≈ HK$206,440/mo (50% DSR)
Upfront cash ≈ HK$14.24M (deposit + AVD stamp duty HK$1,367,223 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,698
−HK$6,440/mo
▼ 0.25% · 3.875%
HK$105,893
−HK$3,245/mo
Today · 4.125%
HK$109,138
baseline
▲ 0.50% · 4.625%
HK$115,779
+HK$6,641/mo
Deposit HK$9.65M · loan HK$22.52M · min. income ≈ HK$218,276/mo (50% DSR)
Upfront cash ≈ HK$11.02M (deposit + AVD stamp duty HK$1,367,223 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,251
−HK$6,172/mo
▼ 0.25% · 3.875%
HK$117,315
−HK$3,108/mo
Today · 4.125%
HK$120,423
baseline
▲ 0.50% · 4.625%
HK$126,771
+HK$6,348/mo
Deposit HK$9.65M · loan HK$22.52M · min. income ≈ HK$240,846/mo (50% DSR)
Upfront cash ≈ HK$11.02M (deposit + AVD stamp duty HK$1,367,223 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,040
−HK$8,280/mo
▼ 0.25% · 3.875%
HK$136,148
−HK$4,172/mo
Today · 4.125%
HK$140,320
baseline
▲ 0.50% · 4.625%
HK$148,859
+HK$8,539/mo
Deposit HK$3.22M · loan HK$28.95M · min. income ≈ HK$280,640/mo (50% DSR)
Upfront cash ≈ HK$4.58M (deposit + AVD stamp duty HK$1,367,223 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,894
−HK$7,936/mo
▼ 0.25% · 3.875%
HK$150,833
−HK$3,997/mo
Today · 4.125%
HK$154,830
baseline
▲ 0.50% · 4.625%
HK$162,991
+HK$8,161/mo
Deposit HK$3.22M · loan HK$28.95M · min. income ≈ HK$309,660/mo (50% DSR)
Upfront cash ≈ HK$4.58M (deposit + AVD stamp duty HK$1,367,223 · Scale 2, in force from 26 Feb 2026)