LTV · monthly repayment
▼ 0.50% · 3.625%
HK$73,358
−HK$4,601/mo
▼ 0.25% · 3.875%
HK$75,640
−HK$2,319/mo
Today · 4.125%
HK$77,959
baseline
▲ 0.50% · 4.625%
HK$82,702
+HK$4,743/mo
Deposit HK$16.09M · loan HK$16.09M · min. income ≈ HK$155,918/mo (50% DSR)
Upfront cash ≈ HK$17.45M (deposit + AVD stamp duty HK$1,367,273 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,610
−HK$4,410/mo
▼ 0.25% · 3.875%
HK$83,799
−HK$2,221/mo
Today · 4.125%
HK$86,020
baseline
▲ 0.50% · 4.625%
HK$90,554
+HK$4,534/mo
Deposit HK$16.09M · loan HK$16.09M · min. income ≈ HK$172,040/mo (50% DSR)
Upfront cash ≈ HK$17.45M (deposit + AVD stamp duty HK$1,367,273 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,030
−HK$5,520/mo
▼ 0.25% · 3.875%
HK$90,768
−HK$2,782/mo
Today · 4.125%
HK$93,550
baseline
▲ 0.50% · 4.625%
HK$99,243
+HK$5,693/mo
Deposit HK$12.87M · loan HK$19.30M · min. income ≈ HK$187,100/mo (50% DSR)
Upfront cash ≈ HK$14.24M (deposit + AVD stamp duty HK$1,367,273 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,933
−HK$5,291/mo
▼ 0.25% · 3.875%
HK$100,559
−HK$2,665/mo
Today · 4.125%
HK$103,224
baseline
▲ 0.50% · 4.625%
HK$108,665
+HK$5,441/mo
Deposit HK$12.87M · loan HK$19.30M · min. income ≈ HK$206,448/mo (50% DSR)
Upfront cash ≈ HK$14.24M (deposit + AVD stamp duty HK$1,367,273 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,702
−HK$6,440/mo
▼ 0.25% · 3.875%
HK$105,896
−HK$3,246/mo
Today · 4.125%
HK$109,142
baseline
▲ 0.50% · 4.625%
HK$115,783
+HK$6,641/mo
Deposit HK$9.65M · loan HK$22.52M · min. income ≈ HK$218,284/mo (50% DSR)
Upfront cash ≈ HK$11.02M (deposit + AVD stamp duty HK$1,367,273 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,255
−HK$6,173/mo
▼ 0.25% · 3.875%
HK$117,319
−HK$3,109/mo
Today · 4.125%
HK$120,428
baseline
▲ 0.50% · 4.625%
HK$126,775
+HK$6,347/mo
Deposit HK$9.65M · loan HK$22.52M · min. income ≈ HK$240,856/mo (50% DSR)
Upfront cash ≈ HK$11.02M (deposit + AVD stamp duty HK$1,367,273 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,045
−HK$8,281/mo
▼ 0.25% · 3.875%
HK$136,152
−HK$4,174/mo
Today · 4.125%
HK$140,326
baseline
▲ 0.50% · 4.625%
HK$148,864
+HK$8,538/mo
Deposit HK$3.22M · loan HK$28.95M · min. income ≈ HK$280,652/mo (50% DSR)
Upfront cash ≈ HK$4.58M (deposit + AVD stamp duty HK$1,367,273 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,899
−HK$7,936/mo
▼ 0.25% · 3.875%
HK$150,839
−HK$3,996/mo
Today · 4.125%
HK$154,835
baseline
▲ 0.50% · 4.625%
HK$162,997
+HK$8,162/mo
Deposit HK$3.22M · loan HK$28.95M · min. income ≈ HK$309,670/mo (50% DSR)
Upfront cash ≈ HK$4.58M (deposit + AVD stamp duty HK$1,367,273 · Scale 2, in force from 26 Feb 2026)