LTV · monthly repayment
▼ 0.50% · 3.625%
HK$73,359
−HK$4,600/mo
▼ 0.25% · 3.875%
HK$75,641
−HK$2,318/mo
Today · 4.125%
HK$77,959
baseline
▲ 0.50% · 4.625%
HK$82,703
+HK$4,744/mo
Deposit HK$16.09M · loan HK$16.09M · min. income ≈ HK$155,918/mo (50% DSR)
Upfront cash ≈ HK$17.45M (deposit + AVD stamp duty HK$1,367,280 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,611
−HK$4,409/mo
▼ 0.25% · 3.875%
HK$83,800
−HK$2,220/mo
Today · 4.125%
HK$86,020
baseline
▲ 0.50% · 4.625%
HK$90,554
+HK$4,534/mo
Deposit HK$16.09M · loan HK$16.09M · min. income ≈ HK$172,040/mo (50% DSR)
Upfront cash ≈ HK$17.45M (deposit + AVD stamp duty HK$1,367,280 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,031
−HK$5,520/mo
▼ 0.25% · 3.875%
HK$90,769
−HK$2,782/mo
Today · 4.125%
HK$93,551
baseline
▲ 0.50% · 4.625%
HK$99,243
+HK$5,692/mo
Deposit HK$12.87M · loan HK$19.30M · min. income ≈ HK$187,102/mo (50% DSR)
Upfront cash ≈ HK$14.24M (deposit + AVD stamp duty HK$1,367,280 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,933
−HK$5,291/mo
▼ 0.25% · 3.875%
HK$100,560
−HK$2,664/mo
Today · 4.125%
HK$103,224
baseline
▲ 0.50% · 4.625%
HK$108,665
+HK$5,441/mo
Deposit HK$12.87M · loan HK$19.30M · min. income ≈ HK$206,448/mo (50% DSR)
Upfront cash ≈ HK$14.24M (deposit + AVD stamp duty HK$1,367,280 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,702
−HK$6,441/mo
▼ 0.25% · 3.875%
HK$105,897
−HK$3,246/mo
Today · 4.125%
HK$109,143
baseline
▲ 0.50% · 4.625%
HK$115,784
+HK$6,641/mo
Deposit HK$9.65M · loan HK$22.52M · min. income ≈ HK$218,286/mo (50% DSR)
Upfront cash ≈ HK$11.02M (deposit + AVD stamp duty HK$1,367,280 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,255
−HK$6,173/mo
▼ 0.25% · 3.875%
HK$117,320
−HK$3,108/mo
Today · 4.125%
HK$120,428
baseline
▲ 0.50% · 4.625%
HK$126,776
+HK$6,348/mo
Deposit HK$9.65M · loan HK$22.52M · min. income ≈ HK$240,856/mo (50% DSR)
Upfront cash ≈ HK$11.02M (deposit + AVD stamp duty HK$1,367,280 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,046
−HK$8,280/mo
▼ 0.25% · 3.875%
HK$136,153
−HK$4,173/mo
Today · 4.125%
HK$140,326
baseline
▲ 0.50% · 4.625%
HK$148,865
+HK$8,539/mo
Deposit HK$3.22M · loan HK$28.95M · min. income ≈ HK$280,652/mo (50% DSR)
Upfront cash ≈ HK$4.58M (deposit + AVD stamp duty HK$1,367,280 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,900
−HK$7,936/mo
▼ 0.25% · 3.875%
HK$150,839
−HK$3,997/mo
Today · 4.125%
HK$154,836
baseline
▲ 0.50% · 4.625%
HK$162,998
+HK$8,162/mo
Deposit HK$3.22M · loan HK$28.95M · min. income ≈ HK$309,672/mo (50% DSR)
Upfront cash ≈ HK$4.58M (deposit + AVD stamp duty HK$1,367,280 · Scale 2, in force from 26 Feb 2026)