LTV · monthly repayment
▼ 0.50% · 3.625%
HK$73,362
−HK$4,600/mo
▼ 0.25% · 3.875%
HK$75,644
−HK$2,318/mo
Today · 4.125%
HK$77,962
baseline
▲ 0.50% · 4.625%
HK$82,706
+HK$4,744/mo
Deposit HK$16.09M · loan HK$16.09M · min. income ≈ HK$155,924/mo (50% DSR)
Upfront cash ≈ HK$17.45M (deposit + AVD stamp duty HK$1,367,341 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,615
−HK$4,409/mo
▼ 0.25% · 3.875%
HK$83,803
−HK$2,221/mo
Today · 4.125%
HK$86,024
baseline
▲ 0.50% · 4.625%
HK$90,558
+HK$4,534/mo
Deposit HK$16.09M · loan HK$16.09M · min. income ≈ HK$172,048/mo (50% DSR)
Upfront cash ≈ HK$17.45M (deposit + AVD stamp duty HK$1,367,341 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,034
−HK$5,521/mo
▼ 0.25% · 3.875%
HK$90,773
−HK$2,782/mo
Today · 4.125%
HK$93,555
baseline
▲ 0.50% · 4.625%
HK$99,248
+HK$5,693/mo
Deposit HK$12.87M · loan HK$19.30M · min. income ≈ HK$187,110/mo (50% DSR)
Upfront cash ≈ HK$14.24M (deposit + AVD stamp duty HK$1,367,341 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,937
−HK$5,292/mo
▼ 0.25% · 3.875%
HK$100,564
−HK$2,665/mo
Today · 4.125%
HK$103,229
baseline
▲ 0.50% · 4.625%
HK$108,670
+HK$5,441/mo
Deposit HK$12.87M · loan HK$19.30M · min. income ≈ HK$206,458/mo (50% DSR)
Upfront cash ≈ HK$14.24M (deposit + AVD stamp duty HK$1,367,341 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,707
−HK$6,440/mo
▼ 0.25% · 3.875%
HK$105,902
−HK$3,245/mo
Today · 4.125%
HK$109,147
baseline
▲ 0.50% · 4.625%
HK$115,789
+HK$6,642/mo
Deposit HK$9.65M · loan HK$22.52M · min. income ≈ HK$218,294/mo (50% DSR)
Upfront cash ≈ HK$11.02M (deposit + AVD stamp duty HK$1,367,341 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,260
−HK$6,173/mo
▼ 0.25% · 3.875%
HK$117,325
−HK$3,108/mo
Today · 4.125%
HK$120,433
baseline
▲ 0.50% · 4.625%
HK$126,782
+HK$6,349/mo
Deposit HK$9.65M · loan HK$22.52M · min. income ≈ HK$240,866/mo (50% DSR)
Upfront cash ≈ HK$11.02M (deposit + AVD stamp duty HK$1,367,341 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,052
−HK$8,280/mo
▼ 0.25% · 3.875%
HK$136,159
−HK$4,173/mo
Today · 4.125%
HK$140,332
baseline
▲ 0.50% · 4.625%
HK$148,871
+HK$8,539/mo
Deposit HK$3.22M · loan HK$28.96M · min. income ≈ HK$280,664/mo (50% DSR)
Upfront cash ≈ HK$4.58M (deposit + AVD stamp duty HK$1,367,341 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,906
−HK$7,937/mo
▼ 0.25% · 3.875%
HK$150,846
−HK$3,997/mo
Today · 4.125%
HK$154,843
baseline
▲ 0.50% · 4.625%
HK$163,005
+HK$8,162/mo
Deposit HK$3.22M · loan HK$28.96M · min. income ≈ HK$309,686/mo (50% DSR)
Upfront cash ≈ HK$4.58M (deposit + AVD stamp duty HK$1,367,341 · Scale 2, in force from 26 Feb 2026)