LTV · monthly repayment
▼ 0.50% · 3.625%
HK$73,367
−HK$4,600/mo
▼ 0.25% · 3.875%
HK$75,649
−HK$2,318/mo
Today · 4.125%
HK$77,967
baseline
▲ 0.50% · 4.625%
HK$82,711
+HK$4,744/mo
Deposit HK$16.09M · loan HK$16.09M · min. income ≈ HK$155,934/mo (50% DSR)
Upfront cash ≈ HK$17.45M (deposit + AVD stamp duty HK$1,367,424 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,620
−HK$4,409/mo
▼ 0.25% · 3.875%
HK$83,809
−HK$2,220/mo
Today · 4.125%
HK$86,029
baseline
▲ 0.50% · 4.625%
HK$90,564
+HK$4,535/mo
Deposit HK$16.09M · loan HK$16.09M · min. income ≈ HK$172,058/mo (50% DSR)
Upfront cash ≈ HK$17.45M (deposit + AVD stamp duty HK$1,367,424 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,040
−HK$5,521/mo
▼ 0.25% · 3.875%
HK$90,778
−HK$2,783/mo
Today · 4.125%
HK$93,561
baseline
▲ 0.50% · 4.625%
HK$99,254
+HK$5,693/mo
Deposit HK$12.87M · loan HK$19.30M · min. income ≈ HK$187,122/mo (50% DSR)
Upfront cash ≈ HK$14.24M (deposit + AVD stamp duty HK$1,367,424 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,943
−HK$5,292/mo
▼ 0.25% · 3.875%
HK$100,570
−HK$2,665/mo
Today · 4.125%
HK$103,235
baseline
▲ 0.50% · 4.625%
HK$108,677
+HK$5,442/mo
Deposit HK$12.87M · loan HK$19.30M · min. income ≈ HK$206,470/mo (50% DSR)
Upfront cash ≈ HK$14.24M (deposit + AVD stamp duty HK$1,367,424 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,713
−HK$6,441/mo
▼ 0.25% · 3.875%
HK$105,908
−HK$3,246/mo
Today · 4.125%
HK$109,154
baseline
▲ 0.50% · 4.625%
HK$115,796
+HK$6,642/mo
Deposit HK$9.65M · loan HK$22.52M · min. income ≈ HK$218,308/mo (50% DSR)
Upfront cash ≈ HK$11.02M (deposit + AVD stamp duty HK$1,367,424 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,267
−HK$6,174/mo
▼ 0.25% · 3.875%
HK$117,332
−HK$3,109/mo
Today · 4.125%
HK$120,441
baseline
▲ 0.50% · 4.625%
HK$126,789
+HK$6,348/mo
Deposit HK$9.65M · loan HK$22.52M · min. income ≈ HK$240,882/mo (50% DSR)
Upfront cash ≈ HK$11.02M (deposit + AVD stamp duty HK$1,367,424 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,060
−HK$8,281/mo
▼ 0.25% · 3.875%
HK$136,168
−HK$4,173/mo
Today · 4.125%
HK$140,341
baseline
▲ 0.50% · 4.625%
HK$148,880
+HK$8,539/mo
Deposit HK$3.22M · loan HK$28.96M · min. income ≈ HK$280,682/mo (50% DSR)
Upfront cash ≈ HK$4.58M (deposit + AVD stamp duty HK$1,367,424 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,915
−HK$7,937/mo
▼ 0.25% · 3.875%
HK$150,855
−HK$3,997/mo
Today · 4.125%
HK$154,852
baseline
▲ 0.50% · 4.625%
HK$163,015
+HK$8,163/mo
Deposit HK$3.22M · loan HK$28.96M · min. income ≈ HK$309,704/mo (50% DSR)
Upfront cash ≈ HK$4.58M (deposit + AVD stamp duty HK$1,367,424 · Scale 2, in force from 26 Feb 2026)