LTV · monthly repayment
▼ 0.50% · 3.625%
HK$73,374
−HK$4,602/mo
▼ 0.25% · 3.875%
HK$75,657
−HK$2,319/mo
Today · 4.125%
HK$77,976
baseline
▲ 0.50% · 4.625%
HK$82,720
+HK$4,744/mo
Deposit HK$16.09M · loan HK$16.09M · min. income ≈ HK$155,952/mo (50% DSR)
Upfront cash ≈ HK$17.46M (deposit + AVD stamp duty HK$1,367,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,628
−HK$4,410/mo
▼ 0.25% · 3.875%
HK$83,817
−HK$2,221/mo
Today · 4.125%
HK$86,038
baseline
▲ 0.50% · 4.625%
HK$90,574
+HK$4,536/mo
Deposit HK$16.09M · loan HK$16.09M · min. income ≈ HK$172,076/mo (50% DSR)
Upfront cash ≈ HK$17.46M (deposit + AVD stamp duty HK$1,367,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,049
−HK$5,522/mo
▼ 0.25% · 3.875%
HK$90,788
−HK$2,783/mo
Today · 4.125%
HK$93,571
baseline
▲ 0.50% · 4.625%
HK$99,264
+HK$5,693/mo
Deposit HK$12.87M · loan HK$19.31M · min. income ≈ HK$187,142/mo (50% DSR)
Upfront cash ≈ HK$14.24M (deposit + AVD stamp duty HK$1,367,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,954
−HK$5,292/mo
▼ 0.25% · 3.875%
HK$100,581
−HK$2,665/mo
Today · 4.125%
HK$103,246
baseline
▲ 0.50% · 4.625%
HK$108,688
+HK$5,442/mo
Deposit HK$12.87M · loan HK$19.31M · min. income ≈ HK$206,492/mo (50% DSR)
Upfront cash ≈ HK$14.24M (deposit + AVD stamp duty HK$1,367,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,724
−HK$6,442/mo
▼ 0.25% · 3.875%
HK$105,919
−HK$3,247/mo
Today · 4.125%
HK$109,166
baseline
▲ 0.50% · 4.625%
HK$115,808
+HK$6,642/mo
Deposit HK$9.65M · loan HK$22.52M · min. income ≈ HK$218,332/mo (50% DSR)
Upfront cash ≈ HK$11.02M (deposit + AVD stamp duty HK$1,367,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,280
−HK$6,174/mo
▼ 0.25% · 3.875%
HK$117,344
−HK$3,110/mo
Today · 4.125%
HK$120,454
baseline
▲ 0.50% · 4.625%
HK$126,803
+HK$6,349/mo
Deposit HK$9.65M · loan HK$22.52M · min. income ≈ HK$240,908/mo (50% DSR)
Upfront cash ≈ HK$11.02M (deposit + AVD stamp duty HK$1,367,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,074
−HK$8,282/mo
▼ 0.25% · 3.875%
HK$136,182
−HK$4,174/mo
Today · 4.125%
HK$140,356
baseline
▲ 0.50% · 4.625%
HK$148,896
+HK$8,540/mo
Deposit HK$3.22M · loan HK$28.96M · min. income ≈ HK$280,712/mo (50% DSR)
Upfront cash ≈ HK$4.59M (deposit + AVD stamp duty HK$1,367,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,931
−HK$7,938/mo
▼ 0.25% · 3.875%
HK$150,871
−HK$3,998/mo
Today · 4.125%
HK$154,869
baseline
▲ 0.50% · 4.625%
HK$163,032
+HK$8,163/mo
Deposit HK$3.22M · loan HK$28.96M · min. income ≈ HK$309,738/mo (50% DSR)
Upfront cash ≈ HK$4.59M (deposit + AVD stamp duty HK$1,367,571 · Scale 2, in force from 26 Feb 2026)