LTV · monthly repayment
▼ 0.50% · 3.625%
HK$73,391
−HK$4,602/mo
▼ 0.25% · 3.875%
HK$75,674
−HK$2,319/mo
Today · 4.125%
HK$77,993
baseline
▲ 0.50% · 4.625%
HK$82,739
+HK$4,746/mo
Deposit HK$16.09M · loan HK$16.09M · min. income ≈ HK$155,986/mo (50% DSR)
Upfront cash ≈ HK$17.46M (deposit + AVD stamp duty HK$1,367,883 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,647
−HK$4,411/mo
▼ 0.25% · 3.875%
HK$83,837
−HK$2,221/mo
Today · 4.125%
HK$86,058
baseline
▲ 0.50% · 4.625%
HK$90,594
+HK$4,536/mo
Deposit HK$16.09M · loan HK$16.09M · min. income ≈ HK$172,116/mo (50% DSR)
Upfront cash ≈ HK$17.46M (deposit + AVD stamp duty HK$1,367,883 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,069
−HK$5,523/mo
▼ 0.25% · 3.875%
HK$90,809
−HK$2,783/mo
Today · 4.125%
HK$93,592
baseline
▲ 0.50% · 4.625%
HK$99,287
+HK$5,695/mo
Deposit HK$12.87M · loan HK$19.31M · min. income ≈ HK$187,184/mo (50% DSR)
Upfront cash ≈ HK$14.24M (deposit + AVD stamp duty HK$1,367,883 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,976
−HK$5,294/mo
▼ 0.25% · 3.875%
HK$100,604
−HK$2,666/mo
Today · 4.125%
HK$103,270
baseline
▲ 0.50% · 4.625%
HK$108,713
+HK$5,443/mo
Deposit HK$12.87M · loan HK$19.31M · min. income ≈ HK$206,540/mo (50% DSR)
Upfront cash ≈ HK$14.24M (deposit + AVD stamp duty HK$1,367,883 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,748
−HK$6,443/mo
▼ 0.25% · 3.875%
HK$105,944
−HK$3,247/mo
Today · 4.125%
HK$109,191
baseline
▲ 0.50% · 4.625%
HK$115,835
+HK$6,644/mo
Deposit HK$9.66M · loan HK$22.53M · min. income ≈ HK$218,382/mo (50% DSR)
Upfront cash ≈ HK$11.02M (deposit + AVD stamp duty HK$1,367,883 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,306
−HK$6,175/mo
▼ 0.25% · 3.875%
HK$117,371
−HK$3,110/mo
Today · 4.125%
HK$120,481
baseline
▲ 0.50% · 4.625%
HK$126,832
+HK$6,351/mo
Deposit HK$9.66M · loan HK$22.53M · min. income ≈ HK$240,962/mo (50% DSR)
Upfront cash ≈ HK$11.02M (deposit + AVD stamp duty HK$1,367,883 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,104
−HK$8,284/mo
▼ 0.25% · 3.875%
HK$136,213
−HK$4,175/mo
Today · 4.125%
HK$140,388
baseline
▲ 0.50% · 4.625%
HK$148,930
+HK$8,542/mo
Deposit HK$3.22M · loan HK$28.97M · min. income ≈ HK$280,776/mo (50% DSR)
Upfront cash ≈ HK$4.59M (deposit + AVD stamp duty HK$1,367,883 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,964
−HK$7,940/mo
▼ 0.25% · 3.875%
HK$150,906
−HK$3,998/mo
Today · 4.125%
HK$154,904
baseline
▲ 0.50% · 4.625%
HK$163,070
+HK$8,166/mo
Deposit HK$3.22M · loan HK$28.97M · min. income ≈ HK$309,808/mo (50% DSR)
Upfront cash ≈ HK$4.59M (deposit + AVD stamp duty HK$1,367,883 · Scale 2, in force from 26 Feb 2026)